AMP Limited (AMP.AX) FY25 earnings miss in pre-market 13 Feb 2026: watch cashflow and guidance

AMP.AX stock opens the pre-market on 13 Feb 2026 under pressure after a full-year earnings miss and investor reaction to FY25 guidance. The share price is A$1.72, down from a prior close of A$1.72 on heavy volume of 97,327,105 shares. We summarise the AMP Limited (AMP.AX) FY25 results, link them to the share move on the ASX, and highlight the metrics and forecasts investors should track.

AMP.AX stock: FY25 earnings snapshot

AMP Limited reported FY25 results that beat some profit growth measures but missed headline expectations, triggering a sharp intraday move. Revenue per share is A$1.06 and EPS is A$0.07, producing a trailing PE of 24.93. The earnings call and company slides show 21% profit growth but markets focused on guidance and cashflow, sending shares lower in the Feb 12 session source and wider coverage noted the stock plunge after the miss source.

AMP.AX stock valuation and key financials

At A$1.72, AMP.AX stock has a market capitalisation of A$4.42B and price to book of 1.20. Book value per share is A$1.45 and cash per share is A$0.46. Free cash flow per share is negative at A$-0.36, which helps explain investor concern despite positive net income per share. Debt to equity sits at 1.43, and interest coverage is weak at 0.71, so servicing costs matter for valuation.

Meyka AI rates AMP.AX with a score out of 100 and forecast

Meyka AI rates AMP.AX with a score out of 100: 66.71 / Grade B — HOLD. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects a 12‑month target of A$2.07, implying +20.39% from the current price of A$1.72. Shorter-term model points are A$1.48 (quarter) and A$1.15 (month). Forecasts are model‑based projections and not guarantees.

Catalysts, guidance and sector context

Near-term catalysts are FY25 guidance clarity, AMP Bank mortgage growth, and AMP Capital fund flows. The Financial Services sector PE averages 22.35, so AMP.AX stock trades near sector norms on PE but lags on cashflow metrics. Positive catalysts would be better operating cashflow and a clearer capital allocation plan. Downside risks include higher funding costs, weaker funds under management, and slower advice revenue.

Technical view and trading flows for AMP.AX stock

Technically AMP.AX stock shows neutral momentum with RSI 49.12 and MACD near zero. The 50‑day average is A$1.78 and the 200‑day average is A$1.62, placing price near the medium term mean. Volume spike to 97,327,105 shares signals distribution. Short-term support appears near the year low of A$1.04 and resistance near the year high of A$2.01.

Analyst signals, price targets and investor takeaways

Consensus upgrade/downgrade data is limited, but internal ratings show a mixed picture: discounted DCF metrics suggest upside while ROE and free cashflow scores lag. Price targets using Meyka scenarios: conservative A$1.48 (quarter), base A$2.07 (12 months), and 5‑year A$3.31. These translate to implied moves of -13.95%, +20.39%, and +92.66% respectively from A$1.72 today. Investors should weigh dividend yield 1.72% and payout ratio 0.42 against cashflow weakness.

Final Thoughts

AMP.AX stock reacted to an FY25 earnings miss and cautious guidance with a sizeable volume spike and price weakness. At A$1.72, AMP Limited trades at PE 24.93 with weak free cashflow per share of A$-0.36 and interest coverage of 0.71, a combination that explains market caution. Meyka AI’s forecast model projects A$2.07 in 12 months, implying +20.39% upside, while a nearer term target of A$1.48 implies -13.95%. Key monitoring points are operating cashflow improvement, AMP Bank deposit growth, and AMP Capital fund flows. Our view: the FY25 miss raises execution risk, but a clear cashflow recovery and stronger guidance would validate the base forecast. Remember forecasts are model-based and not guarantees. For continued coverage and real-time signals see AMP.AX on Meyka AI’s platform: https://meyka.ai/stocks/AMP.AX

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Disclaimer:

Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.