Addiko Bank AG
Addiko Bank AG Fundamental Analysis
Addiko Bank AG (ZYE1.F) shows moderate financial fundamentals with a PE ratio of 0.00, profit margin of 11.54%, and ROE of 5.06%. The company generates N/A in annual revenue with moderate year-over-year growth of 7.57%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 42.1/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze ZYE1.F's fundamental strength across five key dimensions:
Efficiency Score
WeakZYE1.F struggles to generate sufficient returns from assets.
Valuation Score
ExcellentZYE1.F trades at attractive valuation levels.
Growth Score
ExcellentZYE1.F delivers strong and consistent growth momentum.
Financial Health Score
ModerateZYE1.F shows balanced financial health with some risks.
Profitability Score
WeakZYE1.F struggles to sustain strong margins.
Key Financial Metrics
Is ZYE1.F Expensive or Cheap?
P/E Ratio
ZYE1.F trades at 0.00 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, ZYE1.F's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values Addiko Bank AG at 0.00 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 19.58 times EBITDA. This signals the market has high growth expectations.
How Well Does ZYE1.F Make Money?
Net Profit Margin
For every $100 in sales, Addiko Bank AG keeps $11.54 as profit after all expenses.
Operating Margin
Core operations generate 15.77 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $5.06 in profit for every $100 of shareholder equity.
ROA
Addiko Bank AG generates $0.69 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
ZYE1.F converts -21.34% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.00
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.00
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.32
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.02
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.20
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.05
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.06
vs 25 benchmark
How ZYE1.F Stacks Against Its Sector Peers
| Metric | ZYE1.F Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.00 | 18.66 | Better (Cheaper) |
| ROE | 5.06% | 804.00% | Weak |
| Net Margin | 11.54% | 2258.00% | Weak |
| Debt/Equity | 0.02 | 1.03 | Strong (Low Leverage) |
| Current Ratio | 0.20 | 662.03 | Weak Liquidity |
| ROA | 0.69% | -24049.00% (disorted) | Weak |
ZYE1.F outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Addiko Bank AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
20.41%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
29.86%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
1157.82%
Industry Style: Value, Dividend, Cyclical
High Growth