Zuger Kantonalbank
Zuger Kantonalbank Fundamental Analysis
Zuger Kantonalbank (ZUGER.SW) shows moderate financial fundamentals with a PE ratio of 22.48, profit margin of 35.77%, and ROE of 8.25%. The company generates $0.4B in annual revenue with weak year-over-year growth of -33.84%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 5.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze ZUGER.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakZUGER.SW struggles to generate sufficient returns from assets.
Valuation Score
ExcellentZUGER.SW trades at attractive valuation levels.
Growth Score
WeakZUGER.SW faces weak or negative growth trends.
Financial Health Score
WeakZUGER.SW carries high financial risk with limited liquidity.
Profitability Score
ModerateZUGER.SW maintains healthy but balanced margins.
Key Financial Metrics
Is ZUGER.SW Expensive or Cheap?
P/E Ratio
ZUGER.SW trades at 22.48 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, ZUGER.SW's PEG of -13.40 indicates potential undervaluation.
Price to Book
The market values Zuger Kantonalbank at 1.82 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 10.27 times EBITDA. This signals the market has high growth expectations.
How Well Does ZUGER.SW Make Money?
Net Profit Margin
For every $100 in sales, Zuger Kantonalbank keeps $35.77 as profit after all expenses.
Operating Margin
Core operations generate 41.89 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.25 in profit for every $100 of shareholder equity.
ROA
Zuger Kantonalbank generates $0.68 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Zuger Kantonalbank generates strong operating cash flow of $558.84M, reflecting robust business health.
Free Cash Flow
Zuger Kantonalbank generates strong free cash flow of $543.10M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1888.46 in free cash annually.
FCF Yield
ZUGER.SW converts 18.42% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
22.48
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-13.40
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.82
vs 25 benchmark
P/S Ratio
Price to sales ratio
8.04
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.77
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.23
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.08
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How ZUGER.SW Stacks Against Its Sector Peers
| Metric | ZUGER.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 22.48 | 18.66 | Worse (Expensive) |
| ROE | 8.25% | 806.00% | Weak |
| Net Margin | 35.77% | -436.00% (disorted) | Strong |
| Debt/Equity | 2.77 | 1.00 | Weak (High Leverage) |
| Current Ratio | 0.23 | 662.02 | Weak Liquidity |
| ROA | 0.68% | -24578.00% (disorted) | Weak |
ZUGER.SW outperforms its industry in 1 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Zuger Kantonalbank's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
9.50%
Industry Style: Value, Dividend, Cyclical
GrowingEPS CAGR
63.76%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
27.21%
Industry Style: Value, Dividend, Cyclical
High Growth