Zions Bancorporation, National Association
Zions Bancorporation, National Association (ZION) Financial Performance & Income Statement Overview
Analyze Zions Bancorporation, National Association (ZION) financial statements (income, balance sheet, and cash flow) across both yearly and quarterly periods.
Zions Bancorporation, National Association (ZION) Income Statement & Financial Overview
Access detailed annual and quarterly income data for Zions Bancorporation, National Association ZION financial performance.
| Metric | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|
| Revenue | $1.20B | $1.25B | $1.28B | $1.24B |
| Cost of Revenue | $422.00M | $476.00M | $497.00M | $481.00M |
| Gross Profit | $777.00M | $779.00M | $779.00M | $762.00M |
| Gross Profit Ratio | $0.65 | $0.62 | $0.61 | $0.61 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $375.00M | $353.00M | $347.00M | $350.00M |
| Operating Expenses | $538.00M | $509.00M | $502.00M | $500.00M |
| Total Costs & Expenses | $960.00M | $985.00M | $999.00M | $981.00M |
| Interest Income | $1.03B | $1.06B | $1.10B | $1.07B |
| Interest Expense | $404.00M | $435.00M | $484.00M | $476.00M |
| Depreciation & Amortization | $28.00M | $29.00M | $32.00M | $31.00M |
| EBITDA | $267.00M | $299.00M | $309.00M | $293.00M |
| EBITDA Ratio | $0.22 | $0.24 | $0.24 | $0.24 |
| Operating Income | $239.00M | $270.00M | $277.00M | $262.00M |
| Operating Income Ratio | $0.20 | $0.22 | $0.22 | $0.21 |
| Other Income/Expenses (Net) | $0.00 | $0.00 | $0.00 | $0.00 |
| Income Before Tax | $239.00M | $270.00M | $277.00M | $262.00M |
| Income Before Tax Ratio | $0.20 | $0.22 | $0.22 | $0.21 |
| Income Tax Expense | $69.00M | $54.00M | $63.00M | $61.00M |
| Net Income | $170.00M | $216.00M | $214.00M | $201.00M |
| Net Income Ratio | $0.14 | $0.17 | $0.17 | $0.16 |
| EPS | $1.13 | $1.34 | $1.37 | $1.28 |
| Diluted EPS | $1.13 | $1.34 | $1.37 | $1.28 |
| Weighted Avg Shares Outstanding | $147.32M | $147.25M | $147.14M | $147.12M |
| Weighted Avg Shares Outstanding (Diluted) | $147.39M | $147.33M | $147.15M | $147.12M |
Financial performance has remained strong, with revenue growing from $1.24B in Q2 2024 to $1.20B in Q1 2025. Gross profit continued to perform well, with margins at 65% in the latest quarter. Operating income reached $239.00M in Q1 2025, holding a steady 20% margin. While R&D and SG&A expenses fluctuated, EBITDA remained robust at $267.00M. Net income dropped to $170.00M, keeping EPS at $1.13. With disciplined cost control and operational efficiency, the company supported consistent profitability, reflecting its ability to deliver stable shareholder value.
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