Fincera Inc.
Fincera Inc. Fundamental Analysis
Fincera Inc. (YUANF) shows moderate financial fundamentals with a PE ratio of 0.00, profit margin of 19.46%, and ROE of 2.40%. The company generates $1181.1B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 54.4/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze YUANF's fundamental strength across five key dimensions:
Efficiency Score
WeakYUANF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentYUANF trades at attractive valuation levels.
Growth Score
ModerateYUANF shows steady but slowing expansion.
Financial Health Score
WeakYUANF carries high financial risk with limited liquidity.
Profitability Score
ExcellentYUANF achieves industry-leading margins.
Key Financial Metrics
Is YUANF Expensive or Cheap?
P/E Ratio
YUANF trades at 0.00 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, YUANF's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values Fincera Inc. at 0.00 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -0.29 times EBITDA. This is generally considered low.
How Well Does YUANF Make Money?
Net Profit Margin
For every $100 in sales, Fincera Inc. keeps $19.46 as profit after all expenses.
Operating Margin
Core operations generate 43.10 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $2.40 in profit for every $100 of shareholder equity.
ROA
Fincera Inc. generates $5.77 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Fincera Inc. generates strong operating cash flow of $865.59B, reflecting robust business health.
Free Cash Flow
Fincera Inc. generates strong free cash flow of $861.34B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $3.20 in free cash annually.
FCF Yield
YUANF converts 83.86% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.001
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.001
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.87
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
9.85
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.83
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
2.40
vs 25 benchmark
ROA
Return on assets percentage
0.06
vs 25 benchmark
ROCE
Return on capital employed
-0.03
vs 25 benchmark
How YUANF Stacks Against Its Sector Peers
| Metric | YUANF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.00 | 18.66 | Better (Cheaper) |
| ROE | 240.09% | 804.00% | Weak |
| Net Margin | 19.46% | 2258.00% | Weak |
| Debt/Equity | 9.85 | 1.03 | Weak (High Leverage) |
| Current Ratio | 0.83 | 662.03 | Weak Liquidity |
| ROA | 5.77% | -24049.00% (disorted) | Weak |
YUANF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Fincera Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical