Yiren Digital Ltd. (YRD) Comparison with companies in other sectors?

Yiren Digital Ltd. has a share price of 43.20M. You can analyze Yiren Digital Ltd. (YRD) competitors across different market sectors through stock heatmaps.

What are YRD's NET and operating margins?

Yiren Digital Ltd. (YRD) operating margin is around 0.28, and net profit margin is approximately 0.22 as of the latest reports.

In what way does YRD's earnings per share (EPS) trend reflect its financial momentum?

Yiren Digital Ltd. (YRD) EPS is 2.15 (If EPS value is positive, then “signals consistent profit growth” if Negative then “signals consistent loss”). This metric is also critical in assessing valuation metrics like the P/E ratio for Yiren Digital Ltd. is 2.89, and the company’s ability to reinvest or distribute profits.

What does a high ROE mean for Yiren Digital Ltd.?

A high ROE suggests efficient use of shareholder equity to generate profit. It often signals strong management and profitability.

How do I know if AAPL is overvalued or undervalued?

Check valuation ratios for Yiren Digital Ltd. like P/E which is 1.43, P/B which is 0.20, and PEG which is -0.01. Compare them with sector averages to evaluate if the stock is priced fairly.

Yiren Digital Ltd.

YRD•NYSE

Financial Services

Financial - Credit Services

$6.20

$-0.16(-2.58%)

Fundamental Analysis of Yiren Digital Ltd. (YRD)

Comprehensive financial metrics and ratios analysis

EPS (TTM)

$2.15

P/E Ratio

2.89

ROE

0.14%

Net Margin

0.22%

Key Financial Metrices

Valuation Metrics

4 metrics

Market CapTotal market value of outstanding shares

$268.03M

Shares OutstandingTotal number of shares issued

$43.20M

Book Value/ShareNet worth per share

$112.89

Revenue/ShareAnnual revenue per share

$69.24

Profitability Metrics

6 metrics

EPS (TTM)Earnings per share trailing twelve months

$2.15

Net MarginNet income as percentage of revenue

22.46%

Operating MarginOperating income as percentage of revenue

27.74%

ROEReturn on shareholders' equity

14.32%

ROAReturn on total assets

10.12%

ROCEReturn on capital employed

14.54%

Cash Flow Metrics

3 metrics

Free Cash Flow/ShareCash generated per share after capex

$11.58

Cash/ShareCash and equivalents per share

$46.80

FCF YieldFree cash flow as percentage of market cap

52.12%

Dividend Metrics

2 metrics

Dividend/ShareAnnual dividend payment per share

$2.80

Dividend YieldAnnual dividend as percentage of stock price

6.29%

Financial Ratios Analysis data is not available for YRDFinancial Ratios Analysis details for YRD are currently unavailable. We're actively monitoring for updates and will publish them as soon as they’re released. Please check back again shortly.

Sector Benchmarking data is not available for YRDSector Benchmarking details for YRD are currently unavailable. We're actively monitoring for updates and will publish them as soon as they’re released. Please check back again shortly.

Understanding Fundamental Analysis for Yiren Digital Ltd. Investment Decisions

What is Fundamental Analysis?

Fundamental analysis is a method used to assess the intrinsic value of Yiren Digital Ltd.. Using financial reports, management structure, competitive position, and market environment, investors can determine whether the stock is undervalued or overvalued. This analysis helps investors like you make more informed investment decisions, taking into account Yiren Digital Ltd.'s unique business strengths and challenges.

Key Financial Metrics for Yiren Digital Ltd.

For Yiren Digital Ltd., essential financial indicators include EPS 2.15, PE 2.89, and ROE 0.14. These key ratios reveal insights into Yiren Digital Ltd.'s profitability, valuation, and operational health. Understanding these metrics enables you to compare Yiren Digital Ltd. with its industry peers and decide whether it presents a viable investment opportunity.

Profitability and Operational Efficiency of Yiren Digital Ltd.

Metrics like Net Margin 22.46% and ROA 10.12% shed light on how well Yiren Digital Ltd. is generating profits. A high profitability ratio often indicates strong management and a solid business model, which are essential for long-term growth. These metrics are crucial in assessing whether Yiren Digital Ltd. can sustain its operations and continue growing in the future.

Valuation and Market Position of Yiren Digital Ltd.

Using ratios such as P/B Ratio 0.20 and PEG Ratio -0.01, investors can assess whether Yiren Digital Ltd. is appropriately valued based on its financials and growth potential. These figures, combined with Yiren Digital Ltd.'s market capitalization, give insight into its competitive positioning and investor expectations, helping you make informed decisions on pricing and value.

Financial Health and Risk Assessment for Yiren Digital Ltd.

Financial health indicators, such as Debt/Equity Ratio 0.004 and Cash Flow $11.58, provide a snapshot of Yiren Digital Ltd.'s ability to meet financial obligations and handle economic setbacks. A company with a strong balance sheet and solid cash flow, like Yiren Digital Ltd., is more likely to weather financial storms, making it a safer investment.

Long-Term Investment Strategy for Yiren Digital Ltd.

Investing in Yiren Digital Ltd. based on fundamental analysis emphasizes long-term business growth rather than short-term market trends. Investors looking at Yiren Digital Ltd. focus on its solid financial performance, industry standing, and competitive advantages, all of which suggest sustainable growth and the potential for steady returns over time.

Fundamental Analysis FAQ

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