Yes Bank Limited
Yes Bank Limited Fundamental Analysis
Yes Bank Limited (YESBANK.NS) shows moderate financial fundamentals with a PE ratio of 20.58, profit margin of 8.14%, and ROE of 6.55%. The company generates $390.1B in annual revenue with strong year-over-year growth of 12.48%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 32.8/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze YESBANK.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakYESBANK.NS struggles to generate sufficient returns from assets.
Valuation Score
ExcellentYESBANK.NS trades at attractive valuation levels.
Growth Score
ExcellentYESBANK.NS delivers strong and consistent growth momentum.
Financial Health Score
WeakYESBANK.NS carries high financial risk with limited liquidity.
Profitability Score
WeakYESBANK.NS struggles to sustain strong margins.
Key Financial Metrics
Is YESBANK.NS Expensive or Cheap?
P/E Ratio
YESBANK.NS trades at 20.58 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, YESBANK.NS's PEG of 1.87 indicates fair valuation.
Price to Book
The market values Yes Bank Limited at 1.30 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 5.09 times EBITDA. This is generally considered low.
How Well Does YESBANK.NS Make Money?
Net Profit Margin
For every $100 in sales, Yes Bank Limited keeps $8.14 as profit after all expenses.
Operating Margin
Core operations generate 10.77 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $6.55 in profit for every $100 of shareholder equity.
ROA
Yes Bank Limited generates $0.74 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Yes Bank Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Yes Bank Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
YESBANK.NS converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
20.58
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.87
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.30
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.67
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.27
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.07
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How YESBANK.NS Stacks Against Its Sector Peers
| Metric | YESBANK.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 20.58 | 18.79 | Neutral |
| ROE | 6.55% | 849.00% | Weak |
| Net Margin | 8.14% | 2879.00% | Weak |
| Debt/Equity | 1.27 | 0.93 | Weak (High Leverage) |
| Current Ratio | 0.07 | 675.77 | Weak Liquidity |
| ROA | 0.74% | -20989.00% (disorted) | Weak |
YESBANK.NS outperforms its industry in 0 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Yes Bank Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
34.75%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
112.53%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
82.79%
Industry Style: Value, Dividend, Cyclical
High Growth