Wintrust Financial Corporation
Wintrust Financial Corporation (WTFC) Financial Performance & Income Statement Overview
Explore the financials of Wintrust Financial Corporation (WTFC), including yearly and quarterly data on income, cash flow, and balance sheets.
Wintrust Financial Corporation (WTFC) Income Statement & Financial Overview
View the income breakdown for Wintrust Financial Corporation WTFC across both annual and quarterly reports.
| Metric | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|
| Revenue | $1.004B | $1.03B | $1.02B | $971.13M |
| Cost of Revenue | $384.46M | $405.33M | $428.36M | $419.43M |
| Gross Profit | $619.14M | $621.71M | $593.40M | $551.70M |
| Gross Profit Ratio | $0.62 | $0.61 | $0.58 | $0.57 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $234.72M | $235.87M | $240.01M | $226.41M |
| Operating Expenses | $366.09M | $368.63M | $360.69M | $340.35M |
| Total Costs & Expenses | $750.55M | $773.96M | $789.04M | $759.78M |
| Interest Income | $886.97M | $913.50M | $908.60M | $849.98M |
| Interest Expense | $360.49M | $388.35M | $406.02M | $379.37M |
| Depreciation & Amortization | $29.49M | $29.20M | $25.74M | $23.68M |
| EBITDA | $282.54M | $282.28M | $258.45M | $235.02M |
| EBITDA Ratio | $0.28 | $0.27 | $0.25 | $0.24 |
| Operating Income | $253.06M | $253.08M | $232.71M | $211.34M |
| Operating Income Ratio | $0.25 | $0.25 | $0.23 | $0.22 |
| Other Income/Expenses (Net) | $0.00 | $0.00 | $0.00 | $0.00 |
| Income Before Tax | $253.06M | $253.08M | $232.71M | $211.34M |
| Income Before Tax Ratio | $0.25 | $0.25 | $0.23 | $0.22 |
| Income Tax Expense | $64.02M | $67.72M | $62.71M | $58.95M |
| Net Income | $189.04M | $185.36M | $170.001M | $152.39M |
| Net Income Ratio | $0.19 | $0.18 | $0.17 | $0.16 |
| EPS | $2.73 | $2.68 | $2.51 | $2.35 |
| Diluted EPS | $2.69 | $2.63 | $2.47 | $2.32 |
| Weighted Avg Shares Outstanding | $66.73M | $66.49M | $64.89M | $61.84M |
| Weighted Avg Shares Outstanding (Diluted) | $67.65M | $67.72M | $65.94M | $62.77M |
The company's financials show resilient growth, with revenue advancing from $971.13M in Q2 2024 to $1.004B in Q1 2025. Gross profit remained healthy with margins at 62% in Q1 2025 compared to 57% in Q2 2024. Operating income hit $253.06M last quarter, sustaining a consistent 25% margin. Changes in R&D and SG&A spending did not hinder EBITDA, which stood at $282.54M. Net income rose to $189.04M, while earnings per share reached $2.73. Strong cost management and operational efficiency kept profitability intact, underlining the company's stable and competitive market performance.
Unlock 25+ Years of Financial Data
Get access to extended historical data, advanced metrics, and more with our premium plan