World Acceptance Corporation
World Acceptance Corporation (WRLD) Financial Performance & Income Statement Overview
Analyze World Acceptance Corporation (WRLD) financial statements (income, balance sheet, and cash flow) across both yearly and quarterly periods.
World Acceptance Corporation (WRLD) Income Statement & Financial Overview
Analyze World Acceptance Corporation’s WRLD earnings with segmented quarterly and yearly financial statement figures.
| Metric | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Revenue | $165.27M | $138.63M | $131.41M | $129.53M |
| Cost of Revenue | $33.02M | $55.40M | $57.13M | $45.42M |
| Gross Profit | $132.25M | $83.23M | $74.28M | $74.34M |
| Gross Profit Ratio | $0.80 | $0.60 | $0.57 | $0.57 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $52.69M | $53.99M | $33.06M | $48.24M |
| Operating Expenses | $64.10M | $67.22M | $46.36M | $58.56M |
| Total Costs & Expenses | $98.96M | $122.62M | $103.48M | $105.83M |
| Interest Income | $117.63M | $122.39M | $113.91M | $111.16M |
| Interest Expense | $11.19M | $11.29M | $10.46M | $9.77M |
| Depreciation & Amortization | $2.43M | $2.49M | $2.56M | $2.65M |
| EBITDA | $68.80M | $18.50M | $40.95M | $25.34M |
| EBITDA Ratio | $0.42 | $0.13 | $0.31 | $0.20 |
| Operating Income | $67.22M | $28.24M | $39.34M | $23.70M |
| Operating Income Ratio | $0.41 | $0.20 | $0.30 | $0.18 |
| Other Income/Expenses (Net) | -$12.04M | -$11.29M | -$11.42M | -$10.77M |
| Income Before Tax | $55.12M | $16.01M | $27.93M | $12.93M |
| Income Before Tax Ratio | $0.33 | $0.12 | $0.21 | $0.10 |
| Income Tax Expense | $10.84M | $2.62M | $5.80M | $2.98M |
| Net Income | $44.28M | $13.39M | $22.13M | $9.95M |
| Net Income Ratio | $0.27 | $0.10 | $0.17 | $0.08 |
| EPS | $8.13 | $2.46 | $4.05 | $1.82 |
| Diluted EPS | $8.13 | $2.45 | $3.99 | $1.79 |
| Weighted Avg Shares Outstanding | $5.45M | $5.44M | $5.47M | $5.57M |
| Weighted Avg Shares Outstanding (Diluted) | $5.45M | $5.46M | $5.55M | $5.57M |
Over the past four quarters, World Acceptance Corporation demonstrated steady revenue growth, increasing from $129.53M in Q1 2025 to $165.27M in Q4 2025. Operating income reached $67.22M in Q4 2025, maintaining a consistent 41% margin over recent quarters. Despite fluctuations in R&D and SG&A expenses, EBITDA remained robust at $68.80M, reflecting operational efficiency. Net income rose to $44.28M, with EPS at $8.13. Disciplined expense management helped sustain profitability, highlighting solid overall financial performance.
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