Wall Financial Corporation
Wall Financial Corporation Fundamental Analysis
Wall Financial Corporation (WFICF) shows moderate financial fundamentals with a PE ratio of 17.64, profit margin of 17.83%, and ROE of 17.19%. The company generates $0.2B in annual revenue with moderate year-over-year growth of 7.52%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 40.6/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze WFICF's fundamental strength across five key dimensions:
Efficiency Score
WeakWFICF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentWFICF trades at attractive valuation levels.
Growth Score
ModerateWFICF shows steady but slowing expansion.
Financial Health Score
WeakWFICF carries high financial risk with limited liquidity.
Profitability Score
ExcellentWFICF achieves industry-leading margins.
Key Financial Metrics
Is WFICF Expensive or Cheap?
P/E Ratio
WFICF trades at 17.64 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, WFICF's PEG of 1.77 indicates fair valuation.
Price to Book
The market values Wall Financial Corporation at 2.81 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -0.82 times EBITDA. This is generally considered low.
How Well Does WFICF Make Money?
Net Profit Margin
For every $100 in sales, Wall Financial Corporation keeps $17.83 as profit after all expenses.
Operating Margin
Core operations generate 36.68 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $17.19 in profit for every $100 of shareholder equity.
ROA
Wall Financial Corporation generates $3.42 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Wall Financial Corporation produces operating cash flow of $43.81M, showing steady but balanced cash generation.
Free Cash Flow
Wall Financial Corporation generates strong free cash flow of $41.58M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.30 in free cash annually.
FCF Yield
WFICF converts 7.09% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
17.64
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.77
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.81
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.14
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.19
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.12
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.17
vs 25 benchmark
ROA
Return on assets percentage
0.03
vs 25 benchmark
ROCE
Return on capital employed
0.10
vs 25 benchmark
How WFICF Stacks Against Its Sector Peers
| Metric | WFICF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 17.64 | 24.42 | Better (Cheaper) |
| ROE | 17.19% | 679.00% | Weak |
| Net Margin | 17.83% | 4598.00% | Weak |
| Debt/Equity | 3.19 | -22.07 (disorted) | Distorted |
| Current Ratio | 0.12 | 14.99 | Weak Liquidity |
| ROA | 3.42% | -1369.00% (disorted) | Weak |
WFICF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Wall Financial Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-64.04%
Industry Style: Income, Inflation Hedge, REIT
DecliningEPS CAGR
-57.63%
Industry Style: Income, Inflation Hedge, REIT
DecliningFCF CAGR
-90.21%
Industry Style: Income, Inflation Hedge, REIT
Declining