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Verve Group SE

VRF.DEXETRA
Technology
Software - Application
3.80
0.10(2.65%)
German Market opens in 7h 32m

Verve Group SE Fundamental Analysis

Verve Group SE (VRF.DE) shows weak financial fundamentals with a PE ratio of 35.35, profit margin of 4.71%, and ROE of 5.30%. The company generates $0.4B in annual revenue with strong year-over-year growth of 35.72%.

Key Strengths

Operating Margin21.13%
Cash Position20.22%
PEG Ratio-1.41

Areas of Concern

ROE5.30%
Current Ratio0.87
We analyze VRF.DE's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 42.6/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

D
42.6/100

We analyze VRF.DE's fundamental strength across five key dimensions:

Efficiency Score

Weak

VRF.DE struggles to generate sufficient returns from assets.

ROA > 10%
1.88%

Valuation Score

Moderate

VRF.DE shows balanced valuation metrics.

PE < 25
35.35
PEG Ratio < 2
-1.41

Growth Score

Moderate

VRF.DE shows steady but slowing expansion.

Revenue Growth > 5%
35.72%
EPS Growth > 10%
-44.83%

Financial Health Score

Weak

VRF.DE carries high financial risk with limited liquidity.

Debt/Equity < 1
1.12
Current Ratio > 1
0.87

Profitability Score

Weak

VRF.DE struggles to sustain strong margins.

ROE > 15%
5.30%
Net Margin ≥ 15%
4.71%
Positive Free Cash Flow
Yes

Key Financial Metrics

Is VRF.DE Expensive or Cheap?

P/E Ratio

VRF.DE trades at 35.35 times earnings. This suggests a premium valuation.

35.35

PEG Ratio

When adjusting for growth, VRF.DE's PEG of -1.41 indicates potential undervaluation.

-1.41

Price to Book

The market values Verve Group SE at 1.89 times its book value. This may indicate undervaluation.

1.89

EV/EBITDA

Enterprise value stands at 2.92 times EBITDA. This is generally considered low.

2.92

How Well Does VRF.DE Make Money?

Net Profit Margin

For every $100 in sales, Verve Group SE keeps $4.71 as profit after all expenses.

4.71%

Operating Margin

Core operations generate 21.13 in profit for every $100 in revenue, before interest and taxes.

21.13%

ROE

Management delivers $5.30 in profit for every $100 of shareholder equity.

5.30%

ROA

Verve Group SE generates $1.88 in profit for every $100 in assets, demonstrating efficient asset deployment.

1.88%

Following the Money - Real Cash Generation

Operating Cash Flow

Verve Group SE produces operating cash flow of $102.81M, showing steady but balanced cash generation.

$102.81M

Free Cash Flow

Verve Group SE generates strong free cash flow of $72.67M, providing ample flexibility for dividends, buybacks, or growth.

$72.67M

FCF Per Share

Each share generates $0.39 in free cash annually.

$0.39

FCF Yield

VRF.DE converts 11.44% of its market value into free cash.

11.44%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

35.35

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

-1.41

vs 25 benchmark

P/B Ratio

Price to book value ratio

1.89

vs 25 benchmark

P/S Ratio

Price to sales ratio

1.49

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

1.12

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.87

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.05

vs 25 benchmark

ROA

Return on assets percentage

0.02

vs 25 benchmark

ROCE

Return on capital employed

0.11

vs 25 benchmark

How VRF.DE Stacks Against Its Sector Peers

MetricVRF.DE ValueSector AveragePerformance
P/E Ratio35.3535.86 Neutral
ROE5.30%1145.00% Weak
Net Margin4.71%-136002.00% (disorted) Weak
Debt/Equity1.127.93 Strong (Low Leverage)
Current Ratio0.875.81 Weak Liquidity
ROA1.88%-312003.00% (disorted) Weak

VRF.DE outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Verve Group SE's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

81.39%

Industry Style: Growth, Innovation, High Beta

High Growth

EPS CAGR

3194.82%

Industry Style: Growth, Innovation, High Beta

High Growth

FCF CAGR

194.50%

Industry Style: Growth, Innovation, High Beta

High Growth

Fundamental Analysis FAQ