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Van Lanschot Kempen NV

VLK.ASEURONEXT
Financial Services
Banks - Regional
58.90
-0.20(-0.34%)
U.S. Market opens in 63h 36m

Van Lanschot Kempen NV Fundamental Analysis

Van Lanschot Kempen NV (VLK.AS) shows moderate financial fundamentals with a PE ratio of 15.91, profit margin of 15.64%, and ROE of 12.31%. The company generates $1.0B in annual revenue with moderate year-over-year growth of 7.52%.

Key Strengths

Operating Margin21.48%
Cash Position86.54%
PEG Ratio0.91
Current Ratio3.92

Areas of Concern

No major concerns flagged.
We analyze VLK.AS's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 56.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.

Fundamental Health Score

C
56.6/100

We analyze VLK.AS's fundamental strength across five key dimensions:

Efficiency Score

Weak

VLK.AS struggles to generate sufficient returns from assets.

ROA > 10%
0.88%

Valuation Score

Excellent

VLK.AS trades at attractive valuation levels.

PE < 25
15.91
PEG Ratio < 2
0.91

Growth Score

Moderate

VLK.AS shows steady but slowing expansion.

Revenue Growth > 5%
7.52%
EPS Growth > 10%
-5.67%

Financial Health Score

Moderate

VLK.AS shows balanced financial health with some risks.

Debt/Equity < 1
2.07
Current Ratio > 1
3.92

Profitability Score

Moderate

VLK.AS maintains healthy but balanced margins.

ROE > 15%
12.31%
Net Margin ≥ 15%
15.64%
Positive Free Cash Flow
Yes

Key Financial Metrics

Is VLK.AS Expensive or Cheap?

P/E Ratio

VLK.AS trades at 15.91 times earnings. This indicates a fair valuation.

15.91

PEG Ratio

When adjusting for growth, VLK.AS's PEG of 0.91 indicates potential undervaluation.

0.91

Price to Book

The market values Van Lanschot Kempen NV at 1.96 times its book value. This may indicate undervaluation.

1.96

EV/EBITDA

Enterprise value stands at 8.20 times EBITDA. This is generally considered low.

8.20

How Well Does VLK.AS Make Money?

Net Profit Margin

For every $100 in sales, Van Lanschot Kempen NV keeps $15.64 as profit after all expenses.

15.64%

Operating Margin

Core operations generate 21.48 in profit for every $100 in revenue, before interest and taxes.

21.48%

ROE

Management delivers $12.31 in profit for every $100 of shareholder equity.

12.31%

ROA

Van Lanschot Kempen NV generates $0.88 in profit for every $100 in assets, demonstrating efficient asset deployment.

0.88%

Following the Money - Real Cash Generation

Operating Cash Flow

Van Lanschot Kempen NV generates strong operating cash flow of $889.44M, reflecting robust business health.

$889.44M

Free Cash Flow

Van Lanschot Kempen NV generates strong free cash flow of $842.37M, providing ample flexibility for dividends, buybacks, or growth.

$842.37M

FCF Per Share

Each share generates $19.83 in free cash annually.

$19.83

FCF Yield

VLK.AS converts 33.65% of its market value into free cash.

33.65%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

15.91

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

0.91

vs 25 benchmark

P/B Ratio

Price to book value ratio

1.96

vs 25 benchmark

P/S Ratio

Price to sales ratio

2.49

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

2.07

vs 25 benchmark

Current Ratio

Current assets to current liabilities

3.92

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.12

vs 25 benchmark

ROA

Return on assets percentage

0.009

vs 25 benchmark

ROCE

Return on capital employed

0.01

vs 25 benchmark

How VLK.AS Stacks Against Its Sector Peers

MetricVLK.AS ValueSector AveragePerformance
P/E Ratio15.9118.59 Better (Cheaper)
ROE12.31%801.00% Weak
Net Margin15.64%-498.00% (disorted) Strong
Debt/Equity2.070.98 Weak (High Leverage)
Current Ratio3.92661.40 Strong Liquidity
ROA0.88%-21324.00% (disorted) Weak

VLK.AS outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Van Lanschot Kempen NV's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

43.39%

Industry Style: Value, Dividend, Cyclical

High Growth

EPS CAGR

39.84%

Industry Style: Value, Dividend, Cyclical

High Growth

FCF CAGR

-86.25%

Industry Style: Value, Dividend, Cyclical

Declining

Fundamental Analysis FAQ