Vaudoise Assurances Holding S.A.
Vaudoise Assurances Holding S.A. Fundamental Analysis
Vaudoise Assurances Holding S.A. (VAHN.SW) shows moderate financial fundamentals with a PE ratio of 15.27, profit margin of 9.70%, and ROE of 6.05%. The company generates $1.6B in annual revenue with strong year-over-year growth of 13.22%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 61.0/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze VAHN.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakVAHN.SW struggles to generate sufficient returns from assets.
Valuation Score
ModerateVAHN.SW shows balanced valuation metrics.
Growth Score
ExcellentVAHN.SW delivers strong and consistent growth momentum.
Financial Health Score
ModerateVAHN.SW shows balanced financial health with some risks.
Profitability Score
WeakVAHN.SW struggles to sustain strong margins.
Key Financial Metrics
Is VAHN.SW Expensive or Cheap?
P/E Ratio
VAHN.SW trades at 15.27 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, VAHN.SW's PEG of 3.83 indicates potential overvaluation.
Price to Book
The market values Vaudoise Assurances Holding S.A. at 0.90 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 13.70 times EBITDA. This signals the market has high growth expectations.
How Well Does VAHN.SW Make Money?
Net Profit Margin
For every $100 in sales, Vaudoise Assurances Holding S.A. keeps $9.70 as profit after all expenses.
Operating Margin
Core operations generate 52.15 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $6.05 in profit for every $100 of shareholder equity.
ROA
Vaudoise Assurances Holding S.A. generates $1.74 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Vaudoise Assurances Holding S.A. produces operating cash flow of $200.36M, showing steady but balanced cash generation.
Free Cash Flow
Vaudoise Assurances Holding S.A. generates strong free cash flow of $164.98M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $56.83 in free cash annually.
FCF Yield
VAHN.SW converts 6.95% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
15.27
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
3.83
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.90
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.48
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.06
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.06
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.09
vs 25 benchmark
How VAHN.SW Stacks Against Its Sector Peers
| Metric | VAHN.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 15.27 | 18.66 | Better (Cheaper) |
| ROE | 6.05% | 806.00% | Weak |
| Net Margin | 9.70% | -451.00% (disorted) | Weak |
| Debt/Equity | 0.06 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 662.02 | Weak Liquidity |
| ROA | 1.74% | -24409.00% (disorted) | Weak |
VAHN.SW outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Vaudoise Assurances Holding S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
14.17%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
11.56%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
347.67%
Industry Style: Value, Dividend, Cyclical
High Growth