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Upstart Holdings, Inc.
UPST•NASDAQ
Financial Services
Financial - Credit Services
$82.30
$-1.23(-1.47%)
Upstart Holdings, Inc. (UPST) Financial Performance & Income Statement Overview
Review Upstart Holdings, Inc.’s income statement, balance sheet, and cash flow reports with annual and quarterly breakdowns.
Revenue Growth
23.76%
↑ 23.76%
Operating Income Growth
32.62%
↑ 32.62%
Net Income Growth
46.45%
↑ 46.45%
Operating Cash Flow Growth
216.10%
↑ 216.10%
Operating Margin
-14.94%
↓ 14.94%
Gross Margin
99.03%
↑ 99.03%
Net Profit Margin
-9.21%
↓ 9.21%
ROE
-10.63%
↓ 10.63%
ROIC
-5.12%
↓ 5.12%
Upstart Holdings, Inc. (UPST) Income Statement & Financial Overview
Review Upstart Holdings, Inc.'s (UPST) income statement with detailed quarterly and annual figures.
| Metric | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|
| Revenue | $211.27M | $162.14M | $127.63M | $127.79M |
| Cost of Revenue | $0.00 | $0.00 | $0.00 | $0.00 |
| Gross Profit | $211.27M | $162.14M | $127.63M | $127.79M |
| Gross Profit Ratio | $1.00 | $1.00 | $1.00 | $1.00 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $156.49M | $142.41M | $124.66M | $132.17M |
| Operating Expenses | $213.91M | $168.85M | $182.09M | $192.38M |
| Total Costs & Expenses | $213.91M | $168.85M | $182.09M | $192.38M |
| Interest Income | $41.46M | $40.84M | $52.88M | $51.17M |
| Interest Expense | $15.13M | $10.82M | $11.47M | $10.71M |
| Depreciation & Amortization | $4.70M | $5.39M | $4.83M | $5.63M |
| EBITDA | $7.38M | -$28.94M | -$39.19M | -$51.12M |
| EBITDA Ratio | $0.03 | -$0.18 | -$0.31 | -$0.40 |
| Operating Income | -$4.75M | -$45.15M | -$55.49M | -$67.47M |
| Operating Income Ratio | -$0.02 | -$0.28 | -$0.43 | -$0.53 |
| Other Income/Expenses (Net) | $2.11M | $38.44M | $1.03M | $2.88M |
| Income Before Tax | -$2.64M | -$6.71M | -$54.45M | -$64.58M |
| Income Before Tax Ratio | -$0.01 | -$0.04 | -$0.43 | -$0.51 |
| Income Tax Expense | $111000.00 | $45000.00 | $15000.00 | $14000.00 |
| Net Income | -$2.75M | -$6.76M | -$54.47M | -$64.60M |
| Net Income Ratio | -$0.01 | -$0.04 | -$0.43 | -$0.51 |
| EPS | -$0.03 | -$0.07 | -$0.62 | -$0.74 |
| Diluted EPS | -$0.03 | -$0.07 | -$0.62 | -$0.74 |
| Weighted Avg Shares Outstanding | $92.17M | $90.12M | $88.44M | $87.03M |
| Weighted Avg Shares Outstanding (Diluted) | $92.17M | $90.12M | $88.44M | $87.03M |
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