University Bancorp, Inc. (UNIB) Comparison with companies in other sectors?

University Bancorp, Inc. has a share price of 5.20M. You can analyze University Bancorp, Inc. (UNIB) competitors across different market sectors through stock heatmaps.

What are UNIB's NET and operating margins?

University Bancorp, Inc. (UNIB) operating margin is around 0.12, and net profit margin is approximately 0.08 as of the latest reports.

In what way does UNIB's earnings per share (EPS) trend reflect its financial momentum?

University Bancorp, Inc. (UNIB) EPS is 1.07 (If EPS value is positive, then “signals consistent profit growth” if Negative then “signals consistent loss”). This metric is also critical in assessing valuation metrics like the P/E ratio for University Bancorp, Inc. is 14.86, and the company’s ability to reinvest or distribute profits.

What does a high ROE mean for University Bancorp, Inc.?

A high ROE suggests efficient use of shareholder equity to generate profit. It often signals strong management and profitability.

How do I know if AAPL is overvalued or undervalued?

Check valuation ratios for University Bancorp, Inc. like P/E which is 7.85, P/B which is 0.88, and PEG which is 0.08. Compare them with sector averages to evaluate if the stock is priced fairly.

University Bancorp, Inc.

UNIB•PNK

Financial Services

Banks - Regional

$15.90

$0.00(0.00%)

Fundamental Analysis of University Bancorp, Inc. (UNIB)

Comprehensive financial metrics and ratios analysis

EPS (TTM)

$1.07

P/E Ratio

14.86

ROE

0.12%

Net Margin

0.08%

Key Financial Metrices

Valuation Metrics

4 metrics

Market CapTotal market value of outstanding shares

$82.69M

Shares OutstandingTotal number of shares issued

$5.20M

Book Value/ShareNet worth per share

$20.42

Revenue/ShareAnnual revenue per share

$24.23

Profitability Metrics

6 metrics

EPS (TTM)Earnings per share trailing twelve months

$1.07

Net MarginNet income as percentage of revenue

8.36%

Operating MarginOperating income as percentage of revenue

11.64%

ROEReturn on shareholders' equity

11.79%

ROAReturn on total assets

1.06%

ROCEReturn on capital employed

2.77%

Cash Flow Metrics

3 metrics

Free Cash Flow/ShareCash generated per share after capex

$3.41

Cash/ShareCash and equivalents per share

FCF YieldFree cash flow as percentage of market cap

21.30%

Dividend Metrics

2 metrics

Dividend/ShareAnnual dividend payment per share

$0.20

Dividend YieldAnnual dividend as percentage of stock price

1.26%

Financial Ratios Analysis data is not available for UNIBFinancial Ratios Analysis details for UNIB are currently unavailable. We're actively monitoring for updates and will publish them as soon as they’re released. Please check back again shortly.

Sector Benchmarking data is not available for UNIBSector Benchmarking details for UNIB are currently unavailable. We're actively monitoring for updates and will publish them as soon as they’re released. Please check back again shortly.

Understanding Fundamental Analysis for University Bancorp, Inc. Investment Decisions

What is Fundamental Analysis?

Fundamental analysis is a method used to assess the intrinsic value of University Bancorp, Inc.. Using financial reports, management structure, competitive position, and market environment, investors can determine whether the stock is undervalued or overvalued. This analysis helps investors like you make more informed investment decisions, taking into account University Bancorp, Inc.'s unique business strengths and challenges.

Key Financial Metrics for University Bancorp, Inc.

For University Bancorp, Inc., essential financial indicators include EPS 1.07, PE 14.86, and ROE 0.12. These key ratios reveal insights into University Bancorp, Inc.'s profitability, valuation, and operational health. Understanding these metrics enables you to compare University Bancorp, Inc. with its industry peers and decide whether it presents a viable investment opportunity.

Profitability and Operational Efficiency of University Bancorp, Inc.

Metrics like Net Margin 8.36% and ROA 1.06% shed light on how well University Bancorp, Inc. is generating profits. A high profitability ratio often indicates strong management and a solid business model, which are essential for long-term growth. These metrics are crucial in assessing whether University Bancorp, Inc. can sustain its operations and continue growing in the future.

Valuation and Market Position of University Bancorp, Inc.

Using ratios such as P/B Ratio 0.88 and PEG Ratio 0.08, investors can assess whether University Bancorp, Inc. is appropriately valued based on its financials and growth potential. These figures, combined with University Bancorp, Inc.'s market capitalization, give insight into its competitive positioning and investor expectations, helping you make informed decisions on pricing and value.

Financial Health and Risk Assessment for University Bancorp, Inc.

Financial health indicators, such as Debt/Equity Ratio 1.46 and Cash Flow $3.41, provide a snapshot of University Bancorp, Inc.'s ability to meet financial obligations and handle economic setbacks. A company with a strong balance sheet and solid cash flow, like University Bancorp, Inc., is more likely to weather financial storms, making it a safer investment.

Long-Term Investment Strategy for University Bancorp, Inc.

Investing in University Bancorp, Inc. based on fundamental analysis emphasizes long-term business growth rather than short-term market trends. Investors looking at University Bancorp, Inc. focus on its solid financial performance, industry standing, and competitive advantages, all of which suggest sustainable growth and the potential for steady returns over time.

Fundamental Analysis FAQ

;