UMH Properties, Inc.
UMH Properties, Inc. Fundamental Analysis
UMH Properties, Inc. (UMH-PD) shows weak financial fundamentals with a PE ratio of 51.09, profit margin of 10.47%, and ROE of 2.92%. The company generates $0.2B in annual revenue with moderate year-over-year growth of 8.88%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 43.9/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze UMH-PD's fundamental strength across five key dimensions:
Efficiency Score
WeakUMH-PD struggles to generate sufficient returns from assets.
Valuation Score
ModerateUMH-PD shows balanced valuation metrics.
Growth Score
ModerateUMH-PD shows steady but slowing expansion.
Financial Health Score
ExcellentUMH-PD maintains a strong and stable balance sheet.
Profitability Score
ModerateUMH-PD maintains healthy but balanced margins.
Key Financial Metrics
Is UMH-PD Expensive or Cheap?
P/E Ratio
UMH-PD trades at 51.09 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, UMH-PD's PEG of -1.14 indicates potential undervaluation.
Price to Book
The market values UMH Properties, Inc. at 1.49 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 6.22 times EBITDA. This is generally considered low.
How Well Does UMH-PD Make Money?
Net Profit Margin
For every $100 in sales, UMH Properties, Inc. keeps $10.47 as profit after all expenses.
Operating Margin
Core operations generate 17.70 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $2.92 in profit for every $100 of shareholder equity.
ROA
UMH Properties, Inc. generates $1.65 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
UMH Properties, Inc. generates strong operating cash flow of $62.20M, reflecting robust business health.
Free Cash Flow
UMH Properties, Inc. generates strong free cash flow of $62.20M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.03 in free cash annually.
FCF Yield
UMH-PD converts 6.37% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
51.09
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.14
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.49
vs 25 benchmark
P/S Ratio
Price to sales ratio
5.37
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.73
vs 25 benchmark
Current Ratio
Current assets to current liabilities
10.26
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.03
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How UMH-PD Stacks Against Its Sector Peers
| Metric | UMH-PD Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 51.09 | 24.23 | Worse (Expensive) |
| ROE | 2.92% | 659.00% | Weak |
| Net Margin | 10.47% | 4497.00% | Weak |
| Debt/Equity | 0.73 | -22.14 (disorted) | Distorted |
| Current Ratio | 10.26 | 13.87 | Strong Liquidity |
| ROA | 1.65% | -1390.00% (disorted) | Weak |
UMH-PD outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews UMH Properties, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-11.64%
Industry Style: Income, Inflation Hedge, REIT
DecliningEPS CAGR
24.51%
Industry Style: Income, Inflation Hedge, REIT
High GrowthFCF CAGR
14.08%
Industry Style: Income, Inflation Hedge, REIT
High Growth