United-Guardian, Inc.
United-Guardian, Inc. Fundamental Analysis
United-Guardian, Inc. (UG) shows moderate financial fundamentals with a PE ratio of 14.61, profit margin of 19.97%, and ROE of 19.09%. The company generates $0.0B in annual revenue with weak year-over-year growth of -13.43%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 51.3/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze UG's fundamental strength across five key dimensions:
Efficiency Score
ExcellentUG demonstrates superior asset utilization.
Valuation Score
ModerateUG shows balanced valuation metrics.
Growth Score
WeakUG faces weak or negative growth trends.
Financial Health Score
ExcellentUG maintains a strong and stable balance sheet.
Profitability Score
ExcellentUG achieves industry-leading margins.
Key Financial Metrics
Is UG Expensive or Cheap?
P/E Ratio
UG trades at 14.61 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, UG's PEG of 2.09 indicates potential overvaluation.
Price to Book
The market values United-Guardian, Inc. at 2.74 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 13.61 times EBITDA. This signals the market has high growth expectations.
How Well Does UG Make Money?
Net Profit Margin
For every $100 in sales, United-Guardian, Inc. keeps $19.97 as profit after all expenses.
Operating Margin
Core operations generate 21.27 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $19.09 in profit for every $100 of shareholder equity.
ROA
United-Guardian, Inc. generates $15.64 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
United-Guardian, Inc. produces operating cash flow of $1.97M, showing steady but balanced cash generation.
Free Cash Flow
United-Guardian, Inc. generates strong free cash flow of $1.91M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.42 in free cash annually.
FCF Yield
UG converts 6.28% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
14.61
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
2.09
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.74
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.92
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
7.31
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.19
vs 25 benchmark
ROA
Return on assets percentage
0.16
vs 25 benchmark
ROCE
Return on capital employed
0.19
vs 25 benchmark
How UG Stacks Against Its Sector Peers
| Metric | UG Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 14.61 | 22.44 | Better (Cheaper) |
| ROE | 19.09% | 1180.00% | Weak |
| Net Margin | 19.97% | -3990.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 1.21 | Strong (Low Leverage) |
| Current Ratio | 7.31 | 2.53 | Strong Liquidity |
| ROA | 15.64% | -192044.00% (disorted) | Strong |
UG outperforms its industry in 5 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews United-Guardian, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-4.01%
Industry Style: Defensive, Dividend, Low Volatility
DecliningEPS CAGR
-36.29%
Industry Style: Defensive, Dividend, Low Volatility
DecliningFCF CAGR
-45.28%
Industry Style: Defensive, Dividend, Low Volatility
Declining