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United Community Banks, Inc.

UCBNYSE
Financial Services
Banks - Regional
$29.91
$-0.59(-1.93%)

United Community Banks, Inc. (UCB) Financial Performance & Income Statement Overview

Review United Community Banks, Inc.’s income statement, balance sheet, and cash flow reports with annual and quarterly breakdowns.

Revenue Growth
14.65%
14.65%
Operating Income Growth
38.90%
38.90%
Net Income Growth
34.58%
34.58%
Operating Cash Flow Growth
18.97%
18.97%
Operating Margin
29.78%
29.78%
Gross Margin
60.41%
60.41%
Net Profit Margin
20.14%
20.14%
ROE
7.83%
7.83%
ROIC
1.44%
1.44%

United Community Banks, Inc. (UCB) Income Statement & Financial Overview

Review United Community Banks, Inc.'s (UCB) income statement with detailed quarterly and annual figures.

MetricQ2 2025Q1 2025Q4 2024Q3 2024
Revenue$260.24M$366.26M$379.63M$350.52M
Cost of Revenue$97.93M$138.75M$146.02M$154.33M
Gross Profit$162.31M$227.51M$233.62M$196.19M
Gross Profit Ratio$0.62$0.62$0.62$0.56
R&D Expenses$0.00$0.00$0.00$0.00
SG&A Expenses$5.61M$90.79M$91.79M$90.58M
Operating Expenses$5.61M$136.35M$137.21M$136.41M
Total Costs & Expenses$103.54M$275.10M$283.22M$290.73M
Interest Income$0.00$335.36M$344.96M$349.09M
Interest Expense$121.83M$123.34M$134.63M$139.90M
Depreciation & Amortization$0.00$11.45M$9.38M$10.93M
EBITDA$156.70M$102.61M$105.79M$70.72M
EBITDA Ratio$0.60$0.28$0.28$0.20
Operating Income$156.70M$91.16M$96.41M$59.78M
Operating Income Ratio$0.60$0.25$0.25$0.17
Other Income/Expenses (Net)-$56.20M$0.00$0.00$0.00
Income Before Tax$100.50M$91.16M$96.41M$59.78M
Income Before Tax Ratio$0.39$0.25$0.25$0.17
Income Tax Expense$21.77M$19.75M$20.61M$12.44M
Net Income$78.73M$71.41M$75.80M$47.35M
Net Income Ratio$0.30$0.19$0.20$0.14
EPS$0.63$0.58$0.61$0.38
Diluted EPS$0.63$0.58$0.61$0.38
Weighted Avg Shares Outstanding$121.38M$120.04M$119.92M$119.82M
Weighted Avg Shares Outstanding (Diluted)$121.43M$120.20M$119.95M$119.95M

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