Topdanmark A/S
Topdanmark A/S Fundamental Analysis
Topdanmark A/S (TPDKY) shows moderate financial fundamentals with a PE ratio of 28.62, profit margin of 10.11%, and ROE of 18.99%. The company generates $10.9B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 54.4/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze TPDKY's fundamental strength across five key dimensions:
Efficiency Score
WeakTPDKY struggles to generate sufficient returns from assets.
Valuation Score
ModerateTPDKY shows balanced valuation metrics.
Growth Score
ModerateTPDKY shows steady but slowing expansion.
Financial Health Score
ModerateTPDKY shows balanced financial health with some risks.
Profitability Score
ModerateTPDKY maintains healthy but balanced margins.
Key Financial Metrics
Is TPDKY Expensive or Cheap?
P/E Ratio
TPDKY trades at 28.62 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, TPDKY's PEG of 0.05 indicates potential undervaluation.
Price to Book
The market values Topdanmark A/S at 6.37 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at -308.82 times EBITDA. This is generally considered low.
How Well Does TPDKY Make Money?
Net Profit Margin
For every $100 in sales, Topdanmark A/S keeps $10.11 as profit after all expenses.
Operating Margin
Core operations generate 1.01 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $18.99 in profit for every $100 of shareholder equity.
ROA
Topdanmark A/S generates $4.82 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Topdanmark A/S produces operating cash flow of $1.23B, showing steady but balanced cash generation.
Free Cash Flow
Topdanmark A/S produces free cash flow of $699.37M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $0.76 in free cash annually.
FCF Yield
TPDKY converts 2.13% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
28.62
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.05
vs 25 benchmark
P/B Ratio
Price to book value ratio
6.37
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.02
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.43
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.03
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.19
vs 25 benchmark
ROA
Return on assets percentage
0.05
vs 25 benchmark
ROCE
Return on capital employed
1.40
vs 25 benchmark
How TPDKY Stacks Against Its Sector Peers
| Metric | TPDKY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 28.62 | 18.73 | Worse (Expensive) |
| ROE | 18.99% | 847.00% | Weak |
| Net Margin | 10.11% | 2562.00% | Weak |
| Debt/Equity | 0.43 | 0.93 | Strong (Low Leverage) |
| Current Ratio | 0.03 | 674.76 | Weak Liquidity |
| ROA | 4.82% | -21692.00% (disorted) | Weak |
TPDKY outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Topdanmark A/S's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical