The Toronto-Dominion Bank
The Toronto-Dominion Bank Fundamental Analysis
The Toronto-Dominion Bank (TNTTF) shows moderate financial fundamentals with a PE ratio of 3.48, profit margin of 20.37%, and ROE of 9.65%. The company generates N/A in annual revenue with moderate year-over-year growth of 8.66%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -19.2/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze TNTTF's fundamental strength across five key dimensions:
Efficiency Score
WeakTNTTF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentTNTTF trades at attractive valuation levels.
Growth Score
ModerateTNTTF shows steady but slowing expansion.
Financial Health Score
WeakTNTTF carries high financial risk with limited liquidity.
Profitability Score
WeakTNTTF struggles to sustain strong margins.
Key Financial Metrics
Is TNTTF Expensive or Cheap?
P/E Ratio
TNTTF trades at 3.48 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, TNTTF's PEG of 0.03 indicates potential undervaluation.
Price to Book
The market values The Toronto-Dominion Bank at 0.33 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does TNTTF Make Money?
Net Profit Margin
For every $100 in sales, The Toronto-Dominion Bank keeps $20.37 as profit after all expenses.
Operating Margin
Core operations generate 29.78 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.65 in profit for every $100 of shareholder equity.
ROA
The Toronto-Dominion Bank generates $0.55 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $-36.80 in free cash annually.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
3.48
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.03
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.33
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.00
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.58
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.53
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.006
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How TNTTF Stacks Against Its Sector Peers
| Metric | TNTTF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 3.48 | 18.73 | Better (Cheaper) |
| ROE | 9.65% | 847.00% | Weak |
| Net Margin | 20.37% | 2562.00% | Weak |
| Debt/Equity | 3.58 | 0.93 | Weak (High Leverage) |
| Current Ratio | 0.53 | 674.76 | Weak Liquidity |
| ROA | 0.55% | -21692.00% (disorted) | Weak |
TNTTF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews The Toronto-Dominion Bank's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
43.36%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-20.91%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
21058.09%
Industry Style: Value, Dividend, Cyclical
High Growth