Tryg A/S
Tryg A/S Fundamental Analysis
Tryg A/S (TGVSF) shows moderate financial fundamentals with a PE ratio of 2.82, profit margin of 12.89%, and ROE of 17.60%. The company generates $263.1B in annual revenue with weak year-over-year growth of 0.12%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 61.0/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze TGVSF's fundamental strength across five key dimensions:
Efficiency Score
WeakTGVSF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentTGVSF trades at attractive valuation levels.
Growth Score
ModerateTGVSF shows steady but slowing expansion.
Financial Health Score
ModerateTGVSF shows balanced financial health with some risks.
Profitability Score
ModerateTGVSF maintains healthy but balanced margins.
Key Financial Metrics
Is TGVSF Expensive or Cheap?
P/E Ratio
TGVSF trades at 2.82 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, TGVSF's PEG of 0.01 indicates potential undervaluation.
Price to Book
The market values Tryg A/S at 0.39 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 20.61 times EBITDA. This signals the market has high growth expectations.
How Well Does TGVSF Make Money?
Net Profit Margin
For every $100 in sales, Tryg A/S keeps $12.89 as profit after all expenses.
Operating Margin
Core operations generate 38.16 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $17.60 in profit for every $100 of shareholder equity.
ROA
Tryg A/S generates $5.21 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Tryg A/S produces operating cash flow of $35.26B, showing steady but balanced cash generation.
Free Cash Flow
Tryg A/S generates strong free cash flow of $33.04B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $54.88 in free cash annually.
FCF Yield
TGVSF converts 5.49% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
2.82
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.009
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.39
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.29
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.14
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.18
vs 25 benchmark
ROA
Return on assets percentage
0.05
vs 25 benchmark
ROCE
Return on capital employed
0.15
vs 25 benchmark
How TGVSF Stacks Against Its Sector Peers
| Metric | TGVSF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 2.82 | 18.73 | Better (Cheaper) |
| ROE | 17.60% | 847.00% | Weak |
| Net Margin | 12.89% | 2562.00% | Weak |
| Debt/Equity | 0.14 | 0.93 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 674.76 | Weak Liquidity |
| ROA | 5.21% | -21692.00% (disorted) | Weak |
TGVSF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Tryg A/S's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
15.84%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
5.66%
Industry Style: Value, Dividend, Cyclical
GrowingFCF CAGR
-1.45%
Industry Style: Value, Dividend, Cyclical
Declining