Svenska Handelsbanken AB (publ)
Svenska Handelsbanken AB (publ) Fundamental Analysis
Svenska Handelsbanken AB (publ) (SVNLF) shows moderate financial fundamentals with a PE ratio of 1.67, profit margin of 15.42%, and ROE of 12.43%. The company generates $1083.1B in annual revenue with weak year-over-year growth of 0.30%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 41.2/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze SVNLF's fundamental strength across five key dimensions:
Efficiency Score
WeakSVNLF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSVNLF trades at attractive valuation levels.
Growth Score
WeakSVNLF faces weak or negative growth trends.
Financial Health Score
WeakSVNLF carries high financial risk with limited liquidity.
Profitability Score
ModerateSVNLF maintains healthy but balanced margins.
Key Financial Metrics
Is SVNLF Expensive or Cheap?
P/E Ratio
SVNLF trades at 1.67 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SVNLF's PEG of -0.05 indicates potential undervaluation.
Price to Book
The market values Svenska Handelsbanken AB (publ) at 0.15 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -33.67 times EBITDA. This is generally considered low.
How Well Does SVNLF Make Money?
Net Profit Margin
For every $100 in sales, Svenska Handelsbanken AB (publ) keeps $15.42 as profit after all expenses.
Operating Margin
Core operations generate 20.39 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $12.43 in profit for every $100 of shareholder equity.
ROA
Svenska Handelsbanken AB (publ) generates $0.54 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Svenska Handelsbanken AB (publ) generates strong operating cash flow of $670.43B, reflecting robust business health.
Free Cash Flow
Svenska Handelsbanken AB (publ) generates strong free cash flow of $661.64B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $340.21 in free cash annually.
FCF Yield
SVNLF converts 26.13% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
1.67
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.05
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.15
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.34
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
7.66
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.38
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.12
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How SVNLF Stacks Against Its Sector Peers
| Metric | SVNLF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 1.67 | 18.86 | Better (Cheaper) |
| ROE | 12.43% | 847.00% | Weak |
| Net Margin | 15.42% | 4202.00% | Weak |
| Debt/Equity | 7.66 | 0.91 | Weak (High Leverage) |
| Current Ratio | 0.38 | 667.17 | Weak Liquidity |
| ROA | 0.54% | -21543.00% (disorted) | Weak |
SVNLF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Svenska Handelsbanken AB (publ)'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
38.29%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
60.31%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-244.08%
Industry Style: Value, Dividend, Cyclical
Declining