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Studio Bank

STBKPNK
Financial Services
Banks - Regional
$12.10
$0.05(0.41%)
U.S. Market opens in 64h 30m

Studio Bank Fundamental Analysis

Studio Bank (STBK) shows weak financial fundamentals with a PE ratio of 13.36, profit margin of 9.09%, and ROE of 7.98%. The company generates $0.1B in annual revenue with N/A year-over-year growth of N/A.

Key Strengths

Cash Position83.67%

Areas of Concern

ROE7.98%
PEG Ratio5.88
Current Ratio0.00
We analyze STBK's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 31.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

F
31.0/100

We analyze STBK's fundamental strength across five key dimensions:

Efficiency Score

Weak

STBK struggles to generate sufficient returns from assets.

ROA > 10%
0.52%

Valuation Score

Moderate

STBK shows balanced valuation metrics.

PE < 25
13.36
PEG Ratio < 2
5.88

Growth Score

Weak

STBK faces weak or negative growth trends.

Revenue Growth > 5%
N/A
EPS Growth > 10%
N/A

Financial Health Score

Moderate

STBK shows balanced financial health with some risks.

Debt/Equity < 1
1.00
Current Ratio > 1
0.00

Profitability Score

Weak

STBK struggles to sustain strong margins.

ROE > 15%
7.98%
Net Margin ≥ 15%
9.09%
Positive Free Cash Flow
No

Key Financial Metrics

Is STBK Expensive or Cheap?

P/E Ratio

STBK trades at 13.36 times earnings. This suggests potential undervaluation.

13.36

PEG Ratio

When adjusting for growth, STBK's PEG of 5.88 indicates potential overvaluation.

5.88

Price to Book

The market values Studio Bank at 1.01 times its book value. This may indicate undervaluation.

1.01

EV/EBITDA

Enterprise value stands at 9.95 times EBITDA. This is generally considered low.

9.95

How Well Does STBK Make Money?

Net Profit Margin

For every $100 in sales, Studio Bank keeps $9.09 as profit after all expenses.

9.09%

Operating Margin

Core operations generate 10.39 in profit for every $100 in revenue, before interest and taxes.

10.39%

ROE

Management delivers $7.98 in profit for every $100 of shareholder equity.

7.98%

ROA

Studio Bank generates $0.52 in profit for every $100 in assets, demonstrating efficient asset deployment.

0.52%

Following the Money - Real Cash Generation

Operating Cash Flow

Studio Bank generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.

$0.00

Free Cash Flow

Studio Bank generates weak or negative free cash flow of $0.00, restricting financial flexibility.

$0.00

FCF Per Share

Each share generates $0.00 in free cash annually.

$0.00

FCF Yield

STBK converts 0.00% of its market value into free cash.

0.00%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

13.36

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

5.88

vs 25 benchmark

P/B Ratio

Price to book value ratio

1.01

vs 25 benchmark

P/S Ratio

Price to sales ratio

1.21

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

1.00

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.00

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.08

vs 25 benchmark

ROA

Return on assets percentage

0.005

vs 25 benchmark

ROCE

Return on capital employed

0.006

vs 25 benchmark

How STBK Stacks Against Its Sector Peers

MetricSTBK ValueSector AveragePerformance
P/E Ratio13.3618.59 Better (Cheaper)
ROE7.98%801.00% Weak
Net Margin9.09%-498.00% (disorted) Weak
Debt/Equity1.000.98 Neutral
Current Ratio0.00661.40 Weak Liquidity
ROA0.52%-21324.00% (disorted) Weak

STBK outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Studio Bank's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

N/A

Industry Style: Value, Dividend, Cyclical

EPS CAGR

N/A

Industry Style: Value, Dividend, Cyclical

FCF CAGR

N/A

Industry Style: Value, Dividend, Cyclical

Fundamental Analysis FAQ