Carepay Inc.
Carepay Inc. Fundamental Analysis
Carepay Inc. (SOFE) shows strong financial fundamentals with a PE ratio of 0.14, profit margin of 21.38%, and ROE of 52.22%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 70.1/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze SOFE's fundamental strength across five key dimensions:
Efficiency Score
WeakSOFE struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSOFE trades at attractive valuation levels.
Growth Score
WeakSOFE faces weak or negative growth trends.
Financial Health Score
ModerateSOFE shows balanced financial health with some risks.
Profitability Score
ExcellentSOFE achieves industry-leading margins.
Key Financial Metrics
Is SOFE Expensive or Cheap?
P/E Ratio
SOFE trades at 0.14 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SOFE's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values Carepay Inc. at 0.06 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -1246.51 times EBITDA. This is generally considered low.
How Well Does SOFE Make Money?
Net Profit Margin
For every $100 in sales, Carepay Inc. keeps $21.38 as profit after all expenses.
Operating Margin
Core operations generate 27.09 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $52.22 in profit for every $100 of shareholder equity.
ROA
Carepay Inc. generates $8.20 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Carepay Inc. generates strong operating cash flow of $421.06K, reflecting robust business health.
Free Cash Flow
Carepay Inc. generates strong free cash flow of $421.06K, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.01 in free cash annually.
FCF Yield
SOFE converts 9.33% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.14
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.001
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.06
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.03
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.04
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.29
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.52
vs 25 benchmark
ROA
Return on assets percentage
0.08
vs 25 benchmark
ROCE
Return on capital employed
0.52
vs 25 benchmark
How SOFE Stacks Against Its Sector Peers
| Metric | SOFE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.14 | 28.25 | Better (Cheaper) |
| ROE | 52.22% | 780.00% | Weak |
| Net Margin | 21.38% | -20122.00% (disorted) | Strong |
| Debt/Equity | 0.04 | 0.30 | Strong (Low Leverage) |
| Current Ratio | 0.29 | 4.66 | Weak Liquidity |
| ROA | 8.20% | -14687.00% (disorted) | Weak |
SOFE outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Carepay Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Defensive, Growth, Innovation
EPS CAGR
N/A
Industry Style: Defensive, Growth, Innovation
FCF CAGR
N/A
Industry Style: Defensive, Growth, Innovation