Stifel Financial Corporation 5.20% Senior Notes due 2047
Stifel Financial Corporation 5.20% Senior Notes due 2047 Fundamental Analysis
Stifel Financial Corporation 5.20% Senior Notes due 2047 (SFB) shows strong financial fundamentals with a PE ratio of 3.12, profit margin of 10.77%, and ROE of 12.08%. The company generates $6.3B in annual revenue with strong year-over-year growth of 15.28%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 66.0/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze SFB's fundamental strength across five key dimensions:
Efficiency Score
WeakSFB struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSFB trades at attractive valuation levels.
Growth Score
ExcellentSFB delivers strong and consistent growth momentum.
Financial Health Score
ModerateSFB shows balanced financial health with some risks.
Profitability Score
WeakSFB struggles to sustain strong margins.
Key Financial Metrics
Is SFB Expensive or Cheap?
P/E Ratio
SFB trades at 3.12 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SFB's PEG of 0.86 indicates potential undervaluation.
Price to Book
The market values Stifel Financial Corporation 5.20% Senior Notes due 2047 at 0.37 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 1.62 times EBITDA. This is generally considered low.
How Well Does SFB Make Money?
Net Profit Margin
For every $100 in sales, Stifel Financial Corporation 5.20% Senior Notes due 2047 keeps $10.77 as profit after all expenses.
Operating Margin
Core operations generate 19.50 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $12.08 in profit for every $100 of shareholder equity.
ROA
Stifel Financial Corporation 5.20% Senior Notes due 2047 generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Stifel Financial Corporation 5.20% Senior Notes due 2047 produces operating cash flow of $750.97M, showing steady but balanced cash generation.
Free Cash Flow
Stifel Financial Corporation 5.20% Senior Notes due 2047 generates strong free cash flow of $719.24M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $7.06 in free cash annually.
FCF Yield
SFB converts 34.39% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
3.12
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.86
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.37
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.33
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.12
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How SFB Stacks Against Its Sector Peers
| Metric | SFB Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 3.12 | 18.86 | Better (Cheaper) |
| ROE | 12.08% | 847.00% | Weak |
| Net Margin | 10.77% | 4202.00% | Weak |
| Debt/Equity | 0.00 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 667.17 | Weak Liquidity |
| ROA | 0.00% | -21543.00% (disorted) | Weak |
SFB outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Stifel Financial Corporation 5.20% Senior Notes due 2047's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
87.43%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
69.27%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-18.81%
Industry Style: Value, Dividend, Cyclical
Declining