Standard Chartered PLC
Standard Chartered PLC Fundamental Analysis
Standard Chartered PLC (SCBFY) shows moderate financial fundamentals with a PE ratio of 12.10, profit margin of 18.85%, and ROE of 9.39%. The company generates $25.1B in annual revenue with strong year-over-year growth of 11.12%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 34.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze SCBFY's fundamental strength across five key dimensions:
Efficiency Score
WeakSCBFY struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSCBFY trades at attractive valuation levels.
Growth Score
ExcellentSCBFY delivers strong and consistent growth momentum.
Financial Health Score
WeakSCBFY carries high financial risk with limited liquidity.
Profitability Score
WeakSCBFY struggles to sustain strong margins.
Key Financial Metrics
Is SCBFY Expensive or Cheap?
P/E Ratio
SCBFY trades at 12.10 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SCBFY's PEG of 1.44 indicates fair valuation.
Price to Book
The market values Standard Chartered PLC at 1.25 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -8.74 times EBITDA. This is generally considered low.
How Well Does SCBFY Make Money?
Net Profit Margin
For every $100 in sales, Standard Chartered PLC keeps $18.85 as profit after all expenses.
Operating Margin
Core operations generate 29.71 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.39 in profit for every $100 of shareholder equity.
ROA
Standard Chartered PLC generates $0.52 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Standard Chartered PLC generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Standard Chartered PLC generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
SCBFY converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
12.10
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.44
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.25
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.26
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.72
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.008
vs 25 benchmark
How SCBFY Stacks Against Its Sector Peers
| Metric | SCBFY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 12.10 | 18.73 | Better (Cheaper) |
| ROE | 9.39% | 847.00% | Weak |
| Net Margin | 18.85% | 2562.00% | Weak |
| Debt/Equity | 2.72 | 0.93 | Weak (High Leverage) |
| Current Ratio | 0.00 | 674.76 | Weak Liquidity |
| ROA | 0.52% | -21692.00% (disorted) | Weak |
SCBFY outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Standard Chartered PLC's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
245.05%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
125.16%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-3271.94%
Industry Style: Value, Dividend, Cyclical
Declining