Western Asset Intermediate Muni Fund Inc.
Western Asset Intermediate Muni Fund Inc. Fundamental Analysis
Western Asset Intermediate Muni Fund Inc. (SBI) shows moderate financial fundamentals with a PE ratio of 65.93, profit margin of 24.88%, and ROE of 1.41%. The company generates $0.0B in annual revenue with strong year-over-year growth of 56.10%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 62.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze SBI's fundamental strength across five key dimensions:
Efficiency Score
WeakSBI struggles to generate sufficient returns from assets.
Valuation Score
ModerateSBI shows balanced valuation metrics.
Growth Score
ModerateSBI shows steady but slowing expansion.
Financial Health Score
ExcellentSBI maintains a strong and stable balance sheet.
Profitability Score
ExcellentSBI achieves industry-leading margins.
Key Financial Metrics
Is SBI Expensive or Cheap?
P/E Ratio
SBI trades at 65.93 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, SBI's PEG of 0.66 indicates potential undervaluation.
Price to Book
The market values Western Asset Intermediate Muni Fund Inc. at 0.92 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 8.38 times EBITDA. This is generally considered low.
How Well Does SBI Make Money?
Net Profit Margin
For every $100 in sales, Western Asset Intermediate Muni Fund Inc. keeps $24.88 as profit after all expenses.
Operating Margin
Core operations generate 1.37 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.41 in profit for every $100 of shareholder equity.
ROA
Western Asset Intermediate Muni Fund Inc. generates $0.98 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Western Asset Intermediate Muni Fund Inc. generates strong operating cash flow of $2.95M, reflecting robust business health.
Free Cash Flow
Western Asset Intermediate Muni Fund Inc. generates strong free cash flow of $2.95M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.21 in free cash annually.
FCF Yield
SBI converts 2.66% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
65.93
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.66
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.92
vs 25 benchmark
P/S Ratio
Price to sales ratio
16.40
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.41
vs 25 benchmark
Current Ratio
Current assets to current liabilities
3.98
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.01
vs 25 benchmark
ROA
Return on assets percentage
0.010
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How SBI Stacks Against Its Sector Peers
| Metric | SBI Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 65.93 | 18.50 | Worse (Expensive) |
| ROE | 1.41% | 809.00% | Weak |
| Net Margin | 24.88% | 2211.00% | Weak |
| Debt/Equity | 0.41 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 3.98 | 691.82 | Strong Liquidity |
| ROA | 0.98% | -24320.00% (disorted) | Weak |
SBI outperforms its industry in 2 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Western Asset Intermediate Muni Fund Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-21.53%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
-31.80%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
38.72%
Industry Style: Value, Dividend, Cyclical
High Growth