SBI Holdings, Inc.
SBI Holdings, Inc. Fundamental Analysis
SBI Holdings, Inc. (SBHGF) shows strong financial fundamentals with a PE ratio of 0.03, profit margin of 22.29%, and ROE of 28.20%. The company generates $288279.2B in annual revenue with strong year-over-year growth of 19.27%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 79.3/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze SBHGF's fundamental strength across five key dimensions:
Efficiency Score
WeakSBHGF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSBHGF trades at attractive valuation levels.
Growth Score
ExcellentSBHGF delivers strong and consistent growth momentum.
Financial Health Score
ModerateSBHGF shows balanced financial health with some risks.
Profitability Score
ExcellentSBHGF achieves industry-leading margins.
Key Financial Metrics
Is SBHGF Expensive or Cheap?
P/E Ratio
SBHGF trades at 0.03 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SBHGF's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values SBI Holdings, Inc. at 0.01 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 2.66 times EBITDA. This is generally considered low.
How Well Does SBHGF Make Money?
Net Profit Margin
For every $100 in sales, SBI Holdings, Inc. keeps $22.29 as profit after all expenses.
Operating Margin
Core operations generate 46.31 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $28.20 in profit for every $100 of shareholder equity.
ROA
SBI Holdings, Inc. generates $1.10 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
SBI Holdings, Inc. generates strong operating cash flow of $382.40T, reflecting robust business health.
Free Cash Flow
SBI Holdings, Inc. generates strong free cash flow of $382.40T, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $587819.94 in free cash annually.
FCF Yield
SBHGF converts 1.30% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.03
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.007
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.02
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.65
vs 25 benchmark
Current Ratio
Current assets to current liabilities
18.44
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.28
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How SBHGF Stacks Against Its Sector Peers
| Metric | SBHGF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.03 | 18.50 | Better (Cheaper) |
| ROE | 28.20% | 809.00% | Weak |
| Net Margin | 22.29% | 2211.00% | Weak |
| Debt/Equity | 3.65 | 0.90 | Weak (High Leverage) |
| Current Ratio | 18.44 | 691.82 | Strong Liquidity |
| ROA | 1.10% | -24320.00% (disorted) | Weak |
SBHGF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews SBI Holdings, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
197.98%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
228.52%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
4168.68%
Industry Style: Value, Dividend, Cyclical
High Growth