Raiz Invest Limited
Raiz Invest Limited Fundamental Analysis
Raiz Invest Limited (RZI.AX) shows strong financial fundamentals with a PE ratio of 12.70, profit margin of 16.38%, and ROE of 10.48%. The company generates $0.0B in annual revenue with strong year-over-year growth of 17.89%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 70.2/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze RZI.AX's fundamental strength across five key dimensions:
Efficiency Score
WeakRZI.AX struggles to generate sufficient returns from assets.
Valuation Score
ExcellentRZI.AX trades at attractive valuation levels.
Growth Score
ExcellentRZI.AX delivers strong and consistent growth momentum.
Financial Health Score
ExcellentRZI.AX maintains a strong and stable balance sheet.
Profitability Score
ModerateRZI.AX maintains healthy but balanced margins.
Key Financial Metrics
Is RZI.AX Expensive or Cheap?
P/E Ratio
RZI.AX trades at 12.70 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, RZI.AX's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values Raiz Invest Limited at 1.28 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 29.29 times EBITDA. This signals the market has high growth expectations.
How Well Does RZI.AX Make Money?
Net Profit Margin
For every $100 in sales, Raiz Invest Limited keeps $16.38 as profit after all expenses.
Operating Margin
Core operations generate 6.16 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.48 in profit for every $100 of shareholder equity.
ROA
Raiz Invest Limited generates $8.70 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Raiz Invest Limited produces operating cash flow of $2.72M, showing steady but balanced cash generation.
Free Cash Flow
Raiz Invest Limited generates strong free cash flow of $2.72M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.03 in free cash annually.
FCF Yield
RZI.AX converts 4.87% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
12.70
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.002
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.28
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.08
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.05
vs 25 benchmark
Current Ratio
Current assets to current liabilities
69.67
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.09
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How RZI.AX Stacks Against Its Sector Peers
| Metric | RZI.AX Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 12.70 | 18.62 | Better (Cheaper) |
| ROE | 10.48% | 816.00% | Weak |
| Net Margin | 16.38% | 2236.00% | Weak |
| Debt/Equity | 0.05 | 0.97 | Strong (Low Leverage) |
| Current Ratio | 69.67 | 692.23 | Strong Liquidity |
| ROA | 8.70% | -24827.00% (disorted) | Weak |
RZI.AX outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Raiz Invest Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
237.13%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
81.60%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
171.63%
Industry Style: Value, Dividend, Cyclical
High Growth