Reinsurance Group of America, Incorporated
Reinsurance Group of America, Incorporated Fundamental Analysis
Reinsurance Group of America, Incorporated (RZA) shows weak financial fundamentals with a PE ratio of 1311.22, profit margin of 0.01%, and ROE of 0.01%. The company generates N/A in annual revenue with strong year-over-year growth of 17.32%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 58.1/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze RZA's fundamental strength across five key dimensions:
Efficiency Score
WeakRZA struggles to generate sufficient returns from assets.
Valuation Score
WeakRZA trades at a premium to fair value.
Growth Score
ModerateRZA shows steady but slowing expansion.
Financial Health Score
ExcellentRZA maintains a strong and stable balance sheet.
Profitability Score
WeakRZA struggles to sustain strong margins.
Key Financial Metrics
Is RZA Expensive or Cheap?
P/E Ratio
RZA trades at 1311.22 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, RZA's PEG of 357.96 indicates potential overvaluation.
Price to Book
The market values Reinsurance Group of America, Incorporated at 0.12 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -3.69 times EBITDA. This is generally considered low.
How Well Does RZA Make Money?
Net Profit Margin
For every $100 in sales, Reinsurance Group of America, Incorporated keeps $0.01 as profit after all expenses.
Operating Margin
Core operations generate 0.00 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.01 in profit for every $100 of shareholder equity.
ROA
Reinsurance Group of America, Incorporated generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $65.55 in free cash annually.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
1311.22
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
357.96
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.12
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.00
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.42
vs 25 benchmark
Current Ratio
Current assets to current liabilities
35.34
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.00
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How RZA Stacks Against Its Sector Peers
| Metric | RZA Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 1311.22 | 18.86 | Worse (Expensive) |
| ROE | 0.01% | 847.00% | Weak |
| Net Margin | 0.01% | 4202.00% | Weak |
| Debt/Equity | 0.42 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 35.34 | 667.17 | Strong Liquidity |
| ROA | 0.00% | -21543.00% (disorted) | Weak |
RZA outperforms its industry in 2 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Reinsurance Group of America, Incorporated's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
42.89%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-21.73%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
285.75%
Industry Style: Value, Dividend, Cyclical
High Growth