Raffles Education Limited
Raffles Education Limited Fundamental Analysis
Raffles Education Limited (RFLFY) shows weak financial fundamentals with a PE ratio of 32.06, profit margin of 4.46%, and ROE of 0.67%. The company generates $0.1B in annual revenue with weak year-over-year growth of -0.68%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 22.8/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze RFLFY's fundamental strength across five key dimensions:
Efficiency Score
WeakRFLFY struggles to generate sufficient returns from assets.
Valuation Score
ModerateRFLFY shows balanced valuation metrics.
Growth Score
WeakRFLFY faces weak or negative growth trends.
Financial Health Score
ModerateRFLFY shows balanced financial health with some risks.
Profitability Score
WeakRFLFY struggles to sustain strong margins.
Key Financial Metrics
Is RFLFY Expensive or Cheap?
P/E Ratio
RFLFY trades at 32.06 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, RFLFY's PEG of 0.07 indicates potential undervaluation.
Price to Book
The market values Raffles Education Limited at 0.21 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -3.76 times EBITDA. This is generally considered low.
How Well Does RFLFY Make Money?
Net Profit Margin
For every $100 in sales, Raffles Education Limited keeps $4.46 as profit after all expenses.
Operating Margin
Core operations generate -17.73 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.67 in profit for every $100 of shareholder equity.
ROA
Raffles Education Limited generates $0.36 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Raffles Education Limited generates limited operating cash flow of $-4.08M, signaling weaker underlying cash strength.
Free Cash Flow
Raffles Education Limited generates weak or negative free cash flow of $-7.13M, restricting financial flexibility.
FCF Per Share
Each share generates $-0.10 in free cash annually.
FCF Yield
RFLFY converts -6.02% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
32.06
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.07
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.21
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.40
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.37
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.66
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.007
vs 25 benchmark
ROA
Return on assets percentage
0.004
vs 25 benchmark
ROCE
Return on capital employed
-0.02
vs 25 benchmark
How RFLFY Stacks Against Its Sector Peers
| Metric | RFLFY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 32.06 | 22.46 | Worse (Expensive) |
| ROE | 0.67% | 1260.00% | Weak |
| Net Margin | 4.46% | -5313.00% (disorted) | Weak |
| Debt/Equity | 0.37 | 0.84 | Strong (Low Leverage) |
| Current Ratio | 0.66 | 2.49 | Weak Liquidity |
| ROA | 0.36% | -193380.00% (disorted) | Weak |
RFLFY outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Raffles Education Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
10.69%
Industry Style: Defensive, Dividend, Low Volatility
High GrowthEPS CAGR
146.65%
Industry Style: Defensive, Dividend, Low Volatility
High GrowthFCF CAGR
-55.30%
Industry Style: Defensive, Dividend, Low Volatility
Declining