Reliance Capital Limited
Reliance Capital Limited Fundamental Analysis
Reliance Capital Limited (RELCAPITAL.NS) shows weak financial fundamentals with a PE ratio of 0.70, profit margin of 1.04%, and ROE of -2.01%. The company generates $425.2B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 62.0/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze RELCAPITAL.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakRELCAPITAL.NS struggles to generate sufficient returns from assets.
Valuation Score
ExcellentRELCAPITAL.NS trades at attractive valuation levels.
Growth Score
WeakRELCAPITAL.NS faces weak or negative growth trends.
Financial Health Score
ModerateRELCAPITAL.NS shows balanced financial health with some risks.
Profitability Score
WeakRELCAPITAL.NS struggles to sustain strong margins.
Key Financial Metrics
Is RELCAPITAL.NS Expensive or Cheap?
P/E Ratio
RELCAPITAL.NS trades at 0.70 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, RELCAPITAL.NS's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values Reliance Capital Limited at -0.01 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does RELCAPITAL.NS Make Money?
Net Profit Margin
For every $100 in sales, Reliance Capital Limited keeps $1.04 as profit after all expenses.
Operating Margin
Core operations generate 4.55 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $-2.01 in profit for every $100 of shareholder equity.
ROA
Reliance Capital Limited generates $0.31 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Reliance Capital Limited generates strong operating cash flow of $110.48B, reflecting robust business health.
Free Cash Flow
Reliance Capital Limited generates strong free cash flow of $106.99B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $426.06 in free cash annually.
FCF Yield
RELCAPITAL.NS converts 18.17% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.70
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.001
vs 25 benchmark
P/B Ratio
Price to book value ratio
-0.01
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.01
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
-1.58
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
-0.02
vs 25 benchmark
ROA
Return on assets percentage
0.003
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How RELCAPITAL.NS Stacks Against Its Sector Peers
| Metric | RELCAPITAL.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.70 | 19.09 | Better (Cheaper) |
| ROE | -2.01% | 843.00% | Weak |
| Net Margin | 1.04% | 3730.00% | Weak |
| Debt/Equity | -1.58 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 661.68 | Weak Liquidity |
| ROA | 0.31% | -21651.00% (disorted) | Weak |
RELCAPITAL.NS outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Reliance Capital Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical