QIWI plc
QIWI plc Fundamental Analysis
QIWI plc (QIWI) shows moderate financial fundamentals with a PE ratio of 10.44, profit margin of 38.42%, and ROE of 4.77%. The company generates $7.2B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 80.3/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze QIWI's fundamental strength across five key dimensions:
Efficiency Score
WeakQIWI struggles to generate sufficient returns from assets.
Valuation Score
ExcellentQIWI trades at attractive valuation levels.
Growth Score
ModerateQIWI shows steady but slowing expansion.
Financial Health Score
ExcellentQIWI maintains a strong and stable balance sheet.
Profitability Score
ModerateQIWI maintains healthy but balanced margins.
Key Financial Metrics
Is QIWI Expensive or Cheap?
P/E Ratio
QIWI trades at 10.44 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, QIWI's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values QIWI plc at 0.49 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 14.83 times EBITDA. This signals the market has high growth expectations.
How Well Does QIWI Make Money?
Net Profit Margin
For every $100 in sales, QIWI plc keeps $38.42 as profit after all expenses.
Operating Margin
Core operations generate 14.21 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $4.77 in profit for every $100 of shareholder equity.
ROA
QIWI plc generates $2.26 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
QIWI plc generates strong operating cash flow of $9.88B, reflecting robust business health.
Free Cash Flow
QIWI plc generates strong free cash flow of $8.78B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $139.97 in free cash annually.
FCF Yield
QIWI converts 30.37% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
10.44
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.001
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.49
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.01
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.005
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.90
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.05
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How QIWI Stacks Against Its Sector Peers
| Metric | QIWI Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 10.44 | 33.61 | Better (Cheaper) |
| ROE | 4.77% | 1020.00% | Weak |
| Net Margin | 38.42% | -56528.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 0.45 | Strong (Low Leverage) |
| Current Ratio | 1.90 | 5.65 | Neutral |
| ROA | 2.26% | -291484.00% (disorted) | Weak |
QIWI outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews QIWI plc's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Growth, Innovation, High Beta
EPS CAGR
N/A
Industry Style: Growth, Innovation, High Beta
FCF CAGR
N/A
Industry Style: Growth, Innovation, High Beta