Quirin Privatbank AG
Quirin Privatbank AG Fundamental Analysis
Quirin Privatbank AG (QB7.DE) shows strong financial fundamentals with a PE ratio of 11.73, profit margin of 13.90%, and ROE of 14.55%. The company generates $0.1B in annual revenue with strong year-over-year growth of 19.06%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 51.1/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze QB7.DE's fundamental strength across five key dimensions:
Efficiency Score
WeakQB7.DE struggles to generate sufficient returns from assets.
Valuation Score
ExcellentQB7.DE trades at attractive valuation levels.
Growth Score
ExcellentQB7.DE delivers strong and consistent growth momentum.
Financial Health Score
WeakQB7.DE carries high financial risk with limited liquidity.
Profitability Score
WeakQB7.DE struggles to sustain strong margins.
Key Financial Metrics
Is QB7.DE Expensive or Cheap?
P/E Ratio
QB7.DE trades at 11.73 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, QB7.DE's PEG of -0.32 indicates potential undervaluation.
Price to Book
The market values Quirin Privatbank AG at 1.73 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 2.47 times EBITDA. This is generally considered low.
How Well Does QB7.DE Make Money?
Net Profit Margin
For every $100 in sales, Quirin Privatbank AG keeps $13.90 as profit after all expenses.
Operating Margin
Core operations generate 21.14 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $14.55 in profit for every $100 of shareholder equity.
ROA
Quirin Privatbank AG generates $1.07 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Quirin Privatbank AG generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Quirin Privatbank AG generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
QB7.DE converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.73
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.32
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.73
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.63
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.30
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.01
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.15
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.16
vs 25 benchmark
How QB7.DE Stacks Against Its Sector Peers
| Metric | QB7.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.73 | 18.66 | Better (Cheaper) |
| ROE | 14.55% | 804.00% | Weak |
| Net Margin | 13.90% | 2258.00% | Weak |
| Debt/Equity | 1.30 | 1.03 | Weak (High Leverage) |
| Current Ratio | 0.01 | 662.03 | Weak Liquidity |
| ROA | 1.07% | -24049.00% (disorted) | Weak |
QB7.DE outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Quirin Privatbank AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
36.89%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
125.07%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
0.00%
Industry Style: Value, Dividend, Cyclical
Declining