Protector Forsikring ASA
Protector Forsikring ASA Fundamental Analysis
Protector Forsikring ASA (PSKRF) shows strong financial fundamentals with a PE ratio of 14.60, profit margin of 17.11%, and ROE of 50.89%. The company generates $15.2B in annual revenue with strong year-over-year growth of 38.52%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 64.2/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze PSKRF's fundamental strength across five key dimensions:
Efficiency Score
WeakPSKRF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentPSKRF trades at attractive valuation levels.
Growth Score
ModeratePSKRF shows steady but slowing expansion.
Financial Health Score
ModeratePSKRF shows balanced financial health with some risks.
Profitability Score
ModeratePSKRF maintains healthy but balanced margins.
Key Financial Metrics
Is PSKRF Expensive or Cheap?
P/E Ratio
PSKRF trades at 14.60 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, PSKRF's PEG of 0.07 indicates potential undervaluation.
Price to Book
The market values Protector Forsikring ASA at 4.98 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 10.64 times EBITDA. This signals the market has high growth expectations.
How Well Does PSKRF Make Money?
Net Profit Margin
For every $100 in sales, Protector Forsikring ASA keeps $17.11 as profit after all expenses.
Operating Margin
Core operations generate 22.76 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $50.89 in profit for every $100 of shareholder equity.
ROA
Protector Forsikring ASA generates $9.17 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Protector Forsikring ASA generates limited operating cash flow of $-200.77M, signaling weaker underlying cash strength.
Free Cash Flow
Protector Forsikring ASA generates weak or negative free cash flow of $-306.12M, restricting financial flexibility.
FCF Per Share
Each share generates $-3.71 in free cash annually.
FCF Yield
PSKRF converts -0.81% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
14.60
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.07
vs 25 benchmark
P/B Ratio
Price to book value ratio
4.98
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.48
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.30
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.51
vs 25 benchmark
ROA
Return on assets percentage
0.09
vs 25 benchmark
ROCE
Return on capital employed
0.12
vs 25 benchmark
How PSKRF Stacks Against Its Sector Peers
| Metric | PSKRF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 14.60 | 18.56 | Better (Cheaper) |
| ROE | 50.89% | 828.00% | Weak |
| Net Margin | 17.11% | -175.00% (disorted) | Strong |
| Debt/Equity | 0.30 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 663.54 | Weak Liquidity |
| ROA | 9.17% | -21308.00% (disorted) | Weak |
PSKRF outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Protector Forsikring ASA's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
207.16%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
33841.84%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-98.03%
Industry Style: Value, Dividend, Cyclical
Declining