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Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028

PRHIZNASDAQ
Financial Services
Insurance - Property & Casualty
$18.29
$-0.21(-1.14%)
U.S. Market opens in 12h 59m

Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 Fundamental Analysis

Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 (PRHIZ) shows weak financial fundamentals with a PE ratio of -0.32, profit margin of -62.73%, and ROE of -1.06%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.

Key Strengths

Cash Position30.84%
PEG Ratio0.00

Areas of Concern

ROE-1.06%
Operating Margin-60.22%
Current Ratio0.06
We analyze PRHIZ's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of -181.4/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

F
-181.4/100

We analyze PRHIZ's fundamental strength across five key dimensions:

Efficiency Score

Weak

PRHIZ struggles to generate sufficient returns from assets.

ROA > 10%
-9.40%

Valuation Score

Excellent

PRHIZ trades at attractive valuation levels.

PE < 25
-0.32
PEG Ratio < 2
0.00

Growth Score

Weak

PRHIZ faces weak or negative growth trends.

Revenue Growth > 5%
N/A
EPS Growth > 10%
N/A

Financial Health Score

Moderate

PRHIZ shows balanced financial health with some risks.

Debt/Equity < 1
0.72
Current Ratio > 1
0.06

Profitability Score

Weak

PRHIZ struggles to sustain strong margins.

ROE > 15%
-106.45%
Net Margin ≥ 15%
-62.73%
Positive Free Cash Flow
No

Key Financial Metrics

Is PRHIZ Expensive or Cheap?

P/E Ratio

PRHIZ trades at -0.32 times earnings. This suggests potential undervaluation.

-0.32

PEG Ratio

When adjusting for growth, PRHIZ's PEG of 0.00 indicates potential undervaluation.

0.00

Price to Book

The market values Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 at 0.34 times its book value. This may indicate undervaluation.

0.34

EV/EBITDA

Enterprise value stands at 0.10 times EBITDA. This is generally considered low.

0.10

How Well Does PRHIZ Make Money?

Net Profit Margin

For every $100 in sales, Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 keeps $-62.73 as profit after all expenses.

-62.73%

Operating Margin

Core operations generate -60.22 in profit for every $100 in revenue, before interest and taxes.

-60.22%

ROE

Management delivers $-1.06 in profit for every $100 of shareholder equity.

-1.06%

ROA

Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 generates $-9.40 in profit for every $100 in assets, demonstrating efficient asset deployment.

-9.40%

Following the Money - Real Cash Generation

Operating Cash Flow

Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 generates limited operating cash flow of $-38.70M, signaling weaker underlying cash strength.

$-38.70M

Free Cash Flow

Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028 generates weak or negative free cash flow of $-38.70M, restricting financial flexibility.

$-38.70M

FCF Per Share

Each share generates $-3.17 in free cash annually.

$-3.17

FCF Yield

PRHIZ converts -4.51% of its market value into free cash.

-4.51%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

-0.32

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

0.002

vs 25 benchmark

P/B Ratio

Price to book value ratio

0.34

vs 25 benchmark

P/S Ratio

Price to sales ratio

0.20

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

0.72

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.06

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

-1.06

vs 25 benchmark

ROA

Return on assets percentage

-0.09

vs 25 benchmark

ROCE

Return on capital employed

-0.54

vs 25 benchmark

How PRHIZ Stacks Against Its Sector Peers

MetricPRHIZ ValueSector AveragePerformance
P/E Ratio-0.3218.73 Better (Cheaper)
ROE-106.45%847.00% Weak
Net Margin-62.73%2562.00% Weak
Debt/Equity0.720.93 Strong (Low Leverage)
Current Ratio0.06674.76 Weak Liquidity
ROA-9.40%-21692.00% (disorted) Weak

PRHIZ outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Presurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

N/A

Industry Style: Value, Dividend, Cyclical

EPS CAGR

N/A

Industry Style: Value, Dividend, Cyclical

FCF CAGR

N/A

Industry Style: Value, Dividend, Cyclical

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