Positive Physicians Holdings, Inc.
Positive Physicians Holdings, Inc. Fundamental Analysis
Positive Physicians Holdings, Inc. (PPHI) shows weak financial fundamentals with a PE ratio of -10.76, profit margin of -11.28%, and ROE of -3.51%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 23.2/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze PPHI's fundamental strength across five key dimensions:
Efficiency Score
WeakPPHI struggles to generate sufficient returns from assets.
Valuation Score
ExcellentPPHI trades at attractive valuation levels.
Growth Score
WeakPPHI faces weak or negative growth trends.
Financial Health Score
ExcellentPPHI maintains a strong and stable balance sheet.
Profitability Score
WeakPPHI struggles to sustain strong margins.
Key Financial Metrics
Is PPHI Expensive or Cheap?
P/E Ratio
PPHI trades at -10.76 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, PPHI's PEG of -0.11 indicates potential undervaluation.
Price to Book
The market values Positive Physicians Holdings, Inc. at 0.39 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -20.14 times EBITDA. This is generally considered low.
How Well Does PPHI Make Money?
Net Profit Margin
For every $100 in sales, Positive Physicians Holdings, Inc. keeps $-11.28 as profit after all expenses.
Operating Margin
Core operations generate -14.42 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $-3.51 in profit for every $100 of shareholder equity.
ROA
Positive Physicians Holdings, Inc. generates $-1.56 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Positive Physicians Holdings, Inc. produces operating cash flow of $2.38M, showing steady but balanced cash generation.
Free Cash Flow
Positive Physicians Holdings, Inc. generates strong free cash flow of $2.39M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.66 in free cash annually.
FCF Yield
PPHI converts 8.80% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-10.76
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.11
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.39
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.21
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.05
vs 25 benchmark
Current Ratio
Current assets to current liabilities
24.25
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
-0.04
vs 25 benchmark
ROA
Return on assets percentage
-0.02
vs 25 benchmark
ROCE
Return on capital employed
-0.02
vs 25 benchmark
How PPHI Stacks Against Its Sector Peers
| Metric | PPHI Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -10.76 | 18.56 | Better (Cheaper) |
| ROE | -3.51% | 828.00% | Weak |
| Net Margin | -11.28% | -175.00% (disorted) | Weak |
| Debt/Equity | 0.05 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 24.25 | 663.54 | Strong Liquidity |
| ROA | -1.56% | -21308.00% (disorted) | Weak |
PPHI outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Positive Physicians Holdings, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical