PICC Property and Casualty Company Limited
PICC Property and Casualty Company Limited Fundamental Analysis
PICC Property and Casualty Company Limited (PPCCF) shows moderate financial fundamentals with a PE ratio of 0.98, profit margin of 7.52%, and ROE of 13.94%. The company generates $4070.4B in annual revenue with moderate year-over-year growth of 8.60%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 60.4/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze PPCCF's fundamental strength across five key dimensions:
Efficiency Score
WeakPPCCF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentPPCCF trades at attractive valuation levels.
Growth Score
ExcellentPPCCF delivers strong and consistent growth momentum.
Financial Health Score
ModeratePPCCF shows balanced financial health with some risks.
Profitability Score
WeakPPCCF struggles to sustain strong margins.
Key Financial Metrics
Is PPCCF Expensive or Cheap?
P/E Ratio
PPCCF trades at 0.98 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, PPCCF's PEG of 0.03 indicates potential undervaluation.
Price to Book
The market values PICC Property and Casualty Company Limited at 0.13 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 13.20 times EBITDA. This signals the market has high growth expectations.
How Well Does PPCCF Make Money?
Net Profit Margin
For every $100 in sales, PICC Property and Casualty Company Limited keeps $7.52 as profit after all expenses.
Operating Margin
Core operations generate 53.13 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.94 in profit for every $100 of shareholder equity.
ROA
PICC Property and Casualty Company Limited generates $4.57 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
PICC Property and Casualty Company Limited generates limited operating cash flow of $400.53B, signaling weaker underlying cash strength.
Free Cash Flow
PICC Property and Casualty Company Limited produces free cash flow of $373.98B, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $16.81 in free cash annually.
FCF Yield
PPCCF converts 16.01% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.98
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.03
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.13
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.57
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.28
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.14
vs 25 benchmark
ROA
Return on assets percentage
0.05
vs 25 benchmark
ROCE
Return on capital employed
0.32
vs 25 benchmark
How PPCCF Stacks Against Its Sector Peers
| Metric | PPCCF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.98 | 18.59 | Better (Cheaper) |
| ROE | 13.94% | 801.00% | Weak |
| Net Margin | 7.52% | -498.00% (disorted) | Weak |
| Debt/Equity | 0.28 | 0.98 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 661.40 | Weak Liquidity |
| ROA | 4.57% | -21324.00% (disorted) | Weak |
PPCCF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews PICC Property and Casualty Company Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
27.19%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
88.44%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-100.00%
Industry Style: Value, Dividend, Cyclical
Declining