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PNM Resources, Inc.

PNMNYSE
Utilities
Regulated Electric
$41.77
$-0.44(-1.04%)
U.S. Market opens in NaNh NaNm

PNM Resources, Inc. Fundamental Analysis

PNM Resources, Inc. (PNM) shows weak financial fundamentals with a PE ratio of 21.44, profit margin of -13.21%, and ROE of 6.08%. The company generates $-1.3B in annual revenue with weak year-over-year growth of 1.65%.

Key Strengths

PEG Ratio-42.01

Areas of Concern

ROE6.08%
Operating Margin-42.32%
Current Ratio0.00
We analyze PNM's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 26.3/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

F
26.3/100

We analyze PNM's fundamental strength across five key dimensions:

Efficiency Score

Weak

PNM struggles to generate sufficient returns from assets.

ROA > 10%
0.00%

Valuation Score

Excellent

PNM trades at attractive valuation levels.

PE < 25
21.44
PEG Ratio < 2
-42.01

Growth Score

Weak

PNM faces weak or negative growth trends.

Revenue Growth > 5%
1.65%
EPS Growth > 10%
1.62%

Financial Health Score

Moderate

PNM shows balanced financial health with some risks.

Debt/Equity < 1
0.30
Current Ratio > 1
0.00

Profitability Score

Weak

PNM struggles to sustain strong margins.

ROE > 15%
6.08%
Net Margin ≥ 15%
-13.21%
Positive Free Cash Flow
Yes

Key Financial Metrics

Is PNM Expensive or Cheap?

P/E Ratio

PNM trades at 21.44 times earnings. This indicates a fair valuation.

21.44

PEG Ratio

When adjusting for growth, PNM's PEG of -42.01 indicates potential undervaluation.

-42.01

Price to Book

The market values PNM Resources, Inc. at 1.11 times its book value. This may indicate undervaluation.

1.11

EV/EBITDA

Enterprise value stands at 3.06 times EBITDA. This is generally considered low.

3.06

How Well Does PNM Make Money?

Net Profit Margin

For every $100 in sales, PNM Resources, Inc. keeps $-13.21 as profit after all expenses.

-13.21%

Operating Margin

Core operations generate -42.32 in profit for every $100 in revenue, before interest and taxes.

-42.32%

ROE

Management delivers $6.08 in profit for every $100 of shareholder equity.

6.08%

ROA

PNM Resources, Inc. generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.

0.00%

Following the Money - Real Cash Generation

Operating Cash Flow

PNM Resources, Inc. produces operating cash flow of $-150.92M, showing steady but balanced cash generation.

$-150.92M

Free Cash Flow

PNM Resources, Inc. generates weak or negative free cash flow of $694.49M, restricting financial flexibility.

$694.49M

FCF Per Share

Each share generates $7.70 in free cash annually.

$7.70

FCF Yield

PNM converts 18.53% of its market value into free cash.

18.53%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

21.44

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

-42.01

vs 25 benchmark

P/B Ratio

Price to book value ratio

1.11

vs 25 benchmark

P/S Ratio

Price to sales ratio

-2.82

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

0.30

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.00

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.06

vs 25 benchmark

ROA

Return on assets percentage

0.00

vs 25 benchmark

ROCE

Return on capital employed

-0.48

vs 25 benchmark

How PNM Stacks Against Its Sector Peers

MetricPNM ValueSector AveragePerformance
P/E Ratio21.4419.20 Worse (Expensive)
ROE6.08%1033.00% Weak
Net Margin-13.21%9191.00% Weak
Debt/Equity0.306.63 Strong (Low Leverage)
Current Ratio0.001.68 Weak Liquidity
ROA0.00%-237.00% (disorted) Weak

PNM outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews PNM Resources, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

0.00%

Industry Style: Defensive, Dividend, Income

Declining

EPS CAGR

0.00%

Industry Style: Defensive, Dividend, Income

Declining

FCF CAGR

0.00%

Industry Style: Defensive, Dividend, Income

Declining

Fundamental Analysis FAQ