Pushpay Holdings Limited
Pushpay Holdings Limited Fundamental Analysis
Pushpay Holdings Limited (PHPYF) shows moderate financial fundamentals with a PE ratio of 36.84, profit margin of 16.47%, and ROE of 25.94%. The company generates $0.2B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 65.5/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze PHPYF's fundamental strength across five key dimensions:
Efficiency Score
ExcellentPHPYF demonstrates superior asset utilization.
Valuation Score
ModeratePHPYF shows balanced valuation metrics.
Growth Score
ModeratePHPYF shows steady but slowing expansion.
Financial Health Score
ModeratePHPYF shows balanced financial health with some risks.
Profitability Score
ExcellentPHPYF achieves industry-leading margins.
Key Financial Metrics
Is PHPYF Expensive or Cheap?
P/E Ratio
PHPYF trades at 36.84 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, PHPYF's PEG of 0.37 indicates potential undervaluation.
Price to Book
The market values Pushpay Holdings Limited at 7.58 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 22.92 times EBITDA. This signals the market has high growth expectations.
How Well Does PHPYF Make Money?
Net Profit Margin
For every $100 in sales, Pushpay Holdings Limited keeps $16.47 as profit after all expenses.
Operating Margin
Core operations generate 22.34 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $25.94 in profit for every $100 of shareholder equity.
ROA
Pushpay Holdings Limited generates $12.78 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Pushpay Holdings Limited generates strong operating cash flow of $49.56M, reflecting robust business health.
Free Cash Flow
Pushpay Holdings Limited generates strong free cash flow of $49.27M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.04 in free cash annually.
FCF Yield
PHPYF converts 4.62% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
36.84
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.37
vs 25 benchmark
P/B Ratio
Price to book value ratio
7.58
vs 25 benchmark
P/S Ratio
Price to sales ratio
6.52
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.38
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.76
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.26
vs 25 benchmark
ROA
Return on assets percentage
0.13
vs 25 benchmark
ROCE
Return on capital employed
0.20
vs 25 benchmark
How PHPYF Stacks Against Its Sector Peers
| Metric | PHPYF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 36.84 | 35.62 | Neutral |
| ROE | 25.94% | 1160.00% | Weak |
| Net Margin | 16.47% | -136515.00% (disorted) | Strong |
| Debt/Equity | 0.38 | 0.39 | Neutral |
| Current Ratio | 0.76 | 4.79 | Weak Liquidity |
| ROA | 12.78% | -311498.00% (disorted) | Strong |
PHPYF outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Pushpay Holdings Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Growth, Innovation, High Beta
EPS CAGR
N/A
Industry Style: Growth, Innovation, High Beta
FCF CAGR
N/A
Industry Style: Growth, Innovation, High Beta