PennyMac Financial Services, Inc. (PFSI) Comparison with companies in other sectors?

PennyMac Financial Services, Inc. has a share price of 51.66M. You can analyze PennyMac Financial Services, Inc. (PFSI) competitors across different market sectors through stock heatmaps.

What are PFSI's NET and operating margins?

PennyMac Financial Services, Inc. (PFSI) operating margin is around 0.38, and net profit margin is approximately 0.14 as of the latest reports.

In what way does PFSI's earnings per share (EPS) trend reflect its financial momentum?

PennyMac Financial Services, Inc. (PFSI) EPS is 6.52 (If EPS value is positive, then “signals consistent profit growth” if Negative then “signals consistent loss”). This metric is also critical in assessing valuation metrics like the P/E ratio for PennyMac Financial Services, Inc. is 14.43, and the company’s ability to reinvest or distribute profits.

What does a high ROE mean for PennyMac Financial Services, Inc.?

A high ROE suggests efficient use of shareholder equity to generate profit. It often signals strong management and profitability.

How do I know if AAPL is overvalued or undervalued?

Check valuation ratios for PennyMac Financial Services, Inc. like P/E which is 12.49, P/B which is 1.20, and PEG which is 1.20. Compare them with sector averages to evaluate if the stock is priced fairly.

PennyMac Financial Services, Inc.

PFSI•NYSE

Financial Services

Financial - Mortgages

$94.07

$0.81(0.87%)

Fundamental Analysis of PennyMac Financial Services, Inc. (PFSI)

Comprehensive financial metrics and ratios analysis

EPS (TTM)

$6.52

P/E Ratio

14.43

ROE

0.10%

Net Margin

0.14%

Key Financial Metrices

Valuation Metrics

4 metrics

Market CapTotal market value of outstanding shares

$4.86B

Shares OutstandingTotal number of shares issued

$51.66M

Book Value/ShareNet worth per share

$78.05

Revenue/ShareAnnual revenue per share

$52.89

Profitability Metrics

6 metrics

EPS (TTM)Earnings per share trailing twelve months

$6.52

Net MarginNet income as percentage of revenue

14.15%

Operating MarginOperating income as percentage of revenue

38.19%

ROEReturn on shareholders' equity

9.97%

ROAReturn on total assets

1.60%

ROCEReturn on capital employed

10.12%

Cash Flow Metrics

3 metrics

Free Cash Flow/ShareCash generated per share after capex

$-51.20

Cash/ShareCash and equivalents per share

$12.09

FCF YieldFree cash flow as percentage of market cap

-54.87%

Dividend Metrics

2 metrics

Dividend/ShareAnnual dividend payment per share

$1.20

Dividend YieldAnnual dividend as percentage of stock price

1.29%

Financial Ratios Analysis data is not available for PFSIFinancial Ratios Analysis details for PFSI are currently unavailable. We're actively monitoring for updates and will publish them as soon as they’re released. Please check back again shortly.

Sector Benchmarking data is not available for PFSISector Benchmarking details for PFSI are currently unavailable. We're actively monitoring for updates and will publish them as soon as they’re released. Please check back again shortly.

Understanding Fundamental Analysis for PennyMac Financial Services, Inc. Investment Decisions

What is Fundamental Analysis?

Fundamental analysis is a method used to assess the intrinsic value of PennyMac Financial Services, Inc.. Using financial reports, management structure, competitive position, and market environment, investors can determine whether the stock is undervalued or overvalued. This analysis helps investors like you make more informed investment decisions, taking into account PennyMac Financial Services, Inc.'s unique business strengths and challenges.

Key Financial Metrics for PennyMac Financial Services, Inc.

For PennyMac Financial Services, Inc., essential financial indicators include EPS 6.52, PE 14.43, and ROE 0.10. These key ratios reveal insights into PennyMac Financial Services, Inc.'s profitability, valuation, and operational health. Understanding these metrics enables you to compare PennyMac Financial Services, Inc. with its industry peers and decide whether it presents a viable investment opportunity.

Profitability and Operational Efficiency of PennyMac Financial Services, Inc.

Metrics like Net Margin 14.15% and ROA 1.60% shed light on how well PennyMac Financial Services, Inc. is generating profits. A high profitability ratio often indicates strong management and a solid business model, which are essential for long-term growth. These metrics are crucial in assessing whether PennyMac Financial Services, Inc. can sustain its operations and continue growing in the future.

Valuation and Market Position of PennyMac Financial Services, Inc.

Using ratios such as P/B Ratio 1.20 and PEG Ratio 1.20, investors can assess whether PennyMac Financial Services, Inc. is appropriately valued based on its financials and growth potential. These figures, combined with PennyMac Financial Services, Inc.'s market capitalization, give insight into its competitive positioning and investor expectations, helping you make informed decisions on pricing and value.

Financial Health and Risk Assessment for PennyMac Financial Services, Inc.

Financial health indicators, such as Debt/Equity Ratio 4.59 and Cash Flow $-51.20, provide a snapshot of PennyMac Financial Services, Inc.'s ability to meet financial obligations and handle economic setbacks. A company with a strong balance sheet and solid cash flow, like PennyMac Financial Services, Inc., is more likely to weather financial storms, making it a safer investment.

Long-Term Investment Strategy for PennyMac Financial Services, Inc.

Investing in PennyMac Financial Services, Inc. based on fundamental analysis emphasizes long-term business growth rather than short-term market trends. Investors looking at PennyMac Financial Services, Inc. focus on its solid financial performance, industry standing, and competitive advantages, all of which suggest sustainable growth and the potential for steady returns over time.

Fundamental Analysis FAQ

;