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PennyMac Financial Services, Inc.

PFSINYSE
Financial Services
Financial - Mortgages
$94.07
$0.81(0.87%)

PennyMac Financial Services, Inc. (PFSI) Financial Performance & Income Statement Overview

Review PennyMac Financial Services, Inc.’s income statement, balance sheet, and cash flow reports with annual and quarterly breakdowns.

Revenue Growth
-21.84%
21.84%
Operating Income Growth
-12.33%
12.33%
Net Income Growth
115.29%
115.29%
Operating Cash Flow Growth
-186.51%
186.51%
Operating Margin
38.19%
38.19%
Gross Margin
95.11%
95.11%
Net Profit Margin
14.15%
14.15%
ROE
9.97%
9.97%
ROIC
10.12%
10.12%

PennyMac Financial Services, Inc. (PFSI) Income Statement & Financial Overview

Review PennyMac Financial Services, Inc.'s (PFSI) income statement with detailed quarterly and annual figures.

MetricQ1 2025Q4 2024Q3 2024Q2 2024
Revenue$810.31M$470.11M$411.83M$930.49M
Cost of Revenue$9.04M$9.99M$17.50M$91.74M
Gross Profit$801.27M$460.12M$394.34M$838.75M
Gross Profit Ratio$0.99$0.98$0.96$0.90
R&D Expenses$0.00$0.00$0.00$35.69M
SG&A Expenses$191.42M$180.85M$176.40M$53.47M
Operating Expenses$191.42M$180.85M$176.40M$218.06M
Total Costs & Expenses$200.46M$190.84M$193.90M$599.63M
Interest Income$189.87M$210.86M$225.47M$200.81M
Interest Expense$208.08M$228.11M$217.60M$207.87M
Depreciation & Amortization-$81.83M$17.24M$17.13M$17.69M
EBITDA$230.45M$148.25M$111.24M$348.55M
EBITDA Ratio$0.28$0.32$0.27$0.37
Operating Income$230.45M$279.27M$217.94M$330.86M
Operating Income Ratio$0.28$0.59$0.53$0.36
Other Income/Expenses (Net)-$126.25M-$149.90M-$124.01M-$107.58M
Income Before Tax$104.20M$129.36M$93.92M$133.85M
Income Before Tax Ratio$0.13$0.28$0.23$0.14
Income Tax Expense$27.92M$24.88M$24.56M$35.60M
Net Income$76.28M$104.49M$69.37M$98.26M
Net Income Ratio$0.09$0.22$0.17$0.11
EPS$1.48$2.04$1.36$1.93
Diluted EPS$1.42$1.95$1.30$1.85
Weighted Avg Shares Outstanding$51.51M$51.27M$51.18M$50.95M
Weighted Avg Shares Outstanding (Diluted)$53.62M$53.58M$53.49M$53.20M

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