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Pathfinder Bancorp, Inc.
PBHC•NASDAQ
Financial Services
Banks - Regional
$14.88
$-0.05(-0.37%)
Pathfinder Bancorp, Inc. (PBHC) Financial Performance & Income Statement Overview
Review Pathfinder Bancorp, Inc.’s income statement, balance sheet, and cash flow reports with annual and quarterly breakdowns.
Revenue Growth
16.24%
↑ 16.24%
Operating Income Growth
-56.21%
↓ 56.21%
Net Income Growth
-63.60%
↓ 63.60%
Operating Cash Flow Growth
-27.37%
↓ 27.37%
Operating Margin
7.34%
↑ 7.34%
Gross Margin
44.21%
↑ 44.21%
Net Profit Margin
5.04%
↑ 5.04%
ROE
3.46%
↑ 3.46%
ROIC
3.04%
↑ 3.04%
Pathfinder Bancorp, Inc. (PBHC) Income Statement & Financial Overview
Review Pathfinder Bancorp, Inc.'s (PBHC) income statement with detailed quarterly and annual figures.
| Metric | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|
| Revenue | $20.64M | $20.78M | $22.63M | $20.001M |
| Cost of Revenue | $8.49M | $10.14M | $18.44M | $9.83M |
| Gross Profit | $12.15M | $10.65M | $4.20M | $10.17M |
| Gross Profit Ratio | $0.59 | $0.51 | $0.19 | $0.51 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $4.82M | $4.57M | $5.35M | $4.74M |
| Operating Expenses | $8.43M | $4.90M | $9.99M | $7.68M |
| Total Costs & Expenses | $16.92M | $15.03M | $28.42M | $17.51M |
| Interest Income | $19.35M | $19.36M | $21.05M | $18.84M |
| Interest Expense | $8.03M | $9.15M | $9.47M | $9.54M |
| Depreciation & Amortization | $665000.00 | $204000.00 | $474000.00 | $301000.00 |
| EBITDA | $4.38M | $5.96M | -$5.32M | $2.79M |
| EBITDA Ratio | $0.21 | $0.29 | -$0.23 | $0.14 |
| Operating Income | $3.72M | $5.75M | -$5.79M | $2.49M |
| Operating Income Ratio | $0.18 | $0.28 | -$0.26 | $0.12 |
| Other Income/Expenses (Net) | $0.00 | $0.00 | $0.00 | $0.00 |
| Income Before Tax | $3.72M | $5.75M | -$5.79M | $2.49M |
| Income Before Tax Ratio | $0.18 | $0.28 | -$0.26 | $0.12 |
| Income Tax Expense | $744000.00 | $492000.00 | -$1.17M | $481000.00 |
| Net Income | $2.97M | $3.91M | -$4.64M | $2.00M |
| Net Income Ratio | $0.14 | $0.19 | -$0.21 | $0.10 |
| EPS | $0.48 | $0.69 | -$0.75 | $0.32 |
| Diluted EPS | $0.41 | $0.69 | -$0.75 | $0.32 |
| Weighted Avg Shares Outstanding | $4.75M | $4.73M | $4.71M | $4.71M |
| Weighted Avg Shares Outstanding (Diluted) | $4.75M | $4.73M | $4.71M | $4.71M |
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