Oxford Lane Capital Corp.
Oxford Lane Capital Corp. Fundamental Analysis
Oxford Lane Capital Corp. (OXLCM) shows weak financial fundamentals with a PE ratio of 215.85, profit margin of 0.84%, and ROE of 0.20%. The company generates $0.1B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 51.3/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze OXLCM's fundamental strength across five key dimensions:
Efficiency Score
WeakOXLCM struggles to generate sufficient returns from assets.
Valuation Score
ModerateOXLCM shows balanced valuation metrics.
Growth Score
ModerateOXLCM shows steady but slowing expansion.
Financial Health Score
ExcellentOXLCM maintains a strong and stable balance sheet.
Profitability Score
ModerateOXLCM maintains healthy but balanced margins.
Key Financial Metrics
Is OXLCM Expensive or Cheap?
P/E Ratio
OXLCM trades at 215.85 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, OXLCM's PEG of -2.26 indicates potential undervaluation.
Price to Book
The market values Oxford Lane Capital Corp. at 0.43 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 4.10 times EBITDA. This is generally considered low.
How Well Does OXLCM Make Money?
Net Profit Margin
For every $100 in sales, Oxford Lane Capital Corp. keeps $0.84 as profit after all expenses.
Operating Margin
Core operations generate 11.51 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.20 in profit for every $100 of shareholder equity.
ROA
Oxford Lane Capital Corp. generates $0.14 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Oxford Lane Capital Corp. generates strong operating cash flow of $175.03M, reflecting robust business health.
Free Cash Flow
Oxford Lane Capital Corp. generates strong free cash flow of $175.03M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $9.38 in free cash annually.
FCF Yield
OXLCM converts 91.05% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
215.85
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-2.26
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.43
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.01
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.38
vs 25 benchmark
Current Ratio
Current assets to current liabilities
485.31
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.002
vs 25 benchmark
ROA
Return on assets percentage
0.001
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How OXLCM Stacks Against Its Sector Peers
| Metric | OXLCM Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 215.85 | 18.86 | Worse (Expensive) |
| ROE | 0.20% | 847.00% | Weak |
| Net Margin | 0.84% | 4202.00% | Weak |
| Debt/Equity | 0.38 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 485.31 | 667.17 | Strong Liquidity |
| ROA | 0.14% | -21543.00% (disorted) | Weak |
OXLCM outperforms its industry in 2 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Oxford Lane Capital Corp.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical