OppFi Inc. WT
OppFi Inc. WT (OPFI-WT) Financial Performance & Income Statement Overview
Access detailed quarterly and annual financial reports for OppFi Inc. WT (OPFI-WT), covering cash flow, earnings, and balance sheets.
OppFi Inc. WT (OPFI-WT) Income Statement & Financial Overview
Explore comprehensive income reports for OppFi Inc. WT OPFI-WT, broken down by year and quarter.
| Metric | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|
| Revenue | $140.27M | $135.72M | $136.59M | $126.30M |
| Cost of Revenue | $24.02M | $25.48M | $25.09M | $27.19M |
| Gross Profit | $116.24M | $110.25M | $111.50M | $99.11M |
| Gross Profit Ratio | $0.83 | $0.81 | $0.82 | $0.78 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $5.36M |
| SG&A Expenses | $19.39M | $23.77M | $23.88M | $22.51M |
| Operating Expenses | $73.75M | $85.57M | $76.41M | $29.61M |
| Total Costs & Expenses | $97.78M | $111.05M | $101.50M | $56.80M |
| Interest Income | $0.00 | $0.00 | $0.00 | $0.00 |
| Interest Expense | $10.25M | $0.00 | $44.79M | $45.83M |
| Depreciation & Amortization | $1.76M | $2.13M | $2.28M | $2.49M |
| EBITDA | $93.71M | $116.47M | $35.09M | $41.97M |
| EBITDA Ratio | $0.67 | $0.86 | $0.26 | $0.33 |
| Operating Income | $42.49M | $24.67M | $35.09M | $29.49M |
| Operating Income Ratio | $0.30 | $0.18 | $0.26 | $0.23 |
| Other Income/Expenses (Net) | -$20.45M | -$10.10M | -$738000.00 | -$897000.00 |
| Income Before Tax | $22.04M | $14.57M | $34.35M | $28.59M |
| Income Before Tax Ratio | $0.16 | $0.11 | $0.25 | $0.23 |
| Income Tax Expense | $1.65M | $600000.00 | $2.30M | $914000.00 |
| Net Income | -$11.37M | -$5.61M | $4.26M | $3.07M |
| Net Income Ratio | -$0.08 | -$0.04 | $0.03 | $0.02 |
| EPS | -$0.48 | -$2.19 | $1.58 | $0.16 |
| Diluted EPS | -$0.48 | -$2.19 | $1.58 | $0.16 |
| Weighted Avg Shares Outstanding | $23.69M | $21.44M | $20.25M | $19.68M |
| Weighted Avg Shares Outstanding (Diluted) | $23.69M | $21.44M | $20.25M | $19.68M |
The company's financials show resilient growth, with revenue advancing from $126.30M in Q2 2024 to $140.27M in Q1 2025. Gross profit remained healthy with margins at 83% in Q1 2025 compared to 78% in Q2 2024. Operating income hit $42.49M last quarter, sustaining a consistent 30% margin. Changes in R&D and SG&A spending did not hinder EBITDA, which stood at $93.71M. Net income dropped to -$11.37M, while earnings per share reached -$0.48. Strong cost management and operational efficiency kept profitability intact, underlining the company's stable and competitive market performance.
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