NCR Atleos Corporation
NCR Atleos Corporation Fundamental Analysis
NCR Atleos Corporation (NATL) shows moderate financial fundamentals with a PE ratio of 21.99, profit margin of 3.09%, and ROE of 43.46%. The company generates $4.4B in annual revenue with moderate year-over-year growth of 3.01%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 45.3/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze NATL's fundamental strength across five key dimensions:
Efficiency Score
WeakNATL struggles to generate sufficient returns from assets.
Valuation Score
ExcellentNATL trades at attractive valuation levels.
Growth Score
WeakNATL faces weak or negative growth trends.
Financial Health Score
ExcellentNATL maintains a strong and stable balance sheet.
Profitability Score
ModerateNATL maintains healthy but balanced margins.
Key Financial Metrics
Is NATL Expensive or Cheap?
P/E Ratio
NATL trades at 21.99 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, NATL's PEG of 0.13 indicates potential undervaluation.
Price to Book
The market values NCR Atleos Corporation at 8.80 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 4.55 times EBITDA. This is generally considered low.
How Well Does NATL Make Money?
Net Profit Margin
For every $100 in sales, NCR Atleos Corporation keeps $3.09 as profit after all expenses.
Operating Margin
Core operations generate 5.76 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $43.46 in profit for every $100 of shareholder equity.
ROA
NCR Atleos Corporation generates $2.34 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
NCR Atleos Corporation generates limited operating cash flow of $209.55M, signaling weaker underlying cash strength.
Free Cash Flow
NCR Atleos Corporation generates weak or negative free cash flow of $56.22M, restricting financial flexibility.
FCF Per Share
Each share generates $0.76 in free cash annually.
FCF Yield
NATL converts 1.85% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
21.99
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.13
vs 25 benchmark
P/B Ratio
Price to book value ratio
8.80
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.69
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.63
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.02
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.43
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.06
vs 25 benchmark
How NATL Stacks Against Its Sector Peers
| Metric | NATL Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 21.99 | 34.79 | Better (Cheaper) |
| ROE | 43.46% | 1185.00% | Weak |
| Net Margin | 3.09% | -131296.00% (disorted) | Weak |
| Debt/Equity | 0.63 | 0.43 | Weak (High Leverage) |
| Current Ratio | 1.02 | 4.90 | Neutral |
| ROA | 2.34% | -325472.00% (disorted) | Weak |
NATL outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews NCR Atleos Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
39.54%
Industry Style: Growth, Innovation, High Beta
High GrowthEPS CAGR
-53.94%
Industry Style: Growth, Innovation, High Beta
DecliningFCF CAGR
-18.89%
Industry Style: Growth, Innovation, High Beta
Declining