Mensch und Maschine Software SE
Mensch und Maschine Software SE Fundamental Analysis
Mensch und Maschine Software SE (MUM.DE) shows moderate financial fundamentals with a PE ratio of 20.53, profit margin of 12.93%, and ROE of 34.29%. The company generates $0.2B in annual revenue with weak year-over-year growth of 1.10%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 51.8/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze MUM.DE's fundamental strength across five key dimensions:
Efficiency Score
ExcellentMUM.DE demonstrates superior asset utilization.
Valuation Score
ModerateMUM.DE shows balanced valuation metrics.
Growth Score
WeakMUM.DE faces weak or negative growth trends.
Financial Health Score
ModerateMUM.DE shows balanced financial health with some risks.
Profitability Score
ModerateMUM.DE maintains healthy but balanced margins.
Key Financial Metrics
Is MUM.DE Expensive or Cheap?
P/E Ratio
MUM.DE trades at 20.53 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, MUM.DE's PEG of 36.76 indicates potential overvaluation.
Price to Book
The market values Mensch und Maschine Software SE at 8.06 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 10.89 times EBITDA. This signals the market has high growth expectations.
How Well Does MUM.DE Make Money?
Net Profit Margin
For every $100 in sales, Mensch und Maschine Software SE keeps $12.93 as profit after all expenses.
Operating Margin
Core operations generate 19.57 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $34.29 in profit for every $100 of shareholder equity.
ROA
Mensch und Maschine Software SE generates $15.44 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Mensch und Maschine Software SE produces operating cash flow of $26.13M, showing steady but balanced cash generation.
Free Cash Flow
Mensch und Maschine Software SE produces free cash flow of $15.43M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $0.92 in free cash annually.
FCF Yield
MUM.DE converts 2.47% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
20.53
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
36.76
vs 25 benchmark
P/B Ratio
Price to book value ratio
8.06
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.67
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.53
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.99
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.34
vs 25 benchmark
ROA
Return on assets percentage
0.15
vs 25 benchmark
ROCE
Return on capital employed
0.39
vs 25 benchmark
How MUM.DE Stacks Against Its Sector Peers
| Metric | MUM.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 20.53 | 35.86 | Better (Cheaper) |
| ROE | 34.29% | 1145.00% | Weak |
| Net Margin | 12.93% | -136002.00% (disorted) | Strong |
| Debt/Equity | 0.53 | 7.93 | Strong (Low Leverage) |
| Current Ratio | 0.99 | 5.81 | Weak Liquidity |
| ROA | 15.44% | -312003.00% (disorted) | Strong |
MUM.DE outperforms its industry in 4 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Mensch und Maschine Software SE's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
31.80%
Industry Style: Growth, Innovation, High Beta
High GrowthEPS CAGR
81.94%
Industry Style: Growth, Innovation, High Beta
High GrowthFCF CAGR
135.27%
Industry Style: Growth, Innovation, High Beta
High Growth