Mensch und Maschine Software SE
Mensch und Maschine Software SE Fundamental Analysis
Mensch und Maschine Software SE (MUM.DE) shows moderate financial fundamentals with a PE ratio of 17.38, profit margin of 13.33%, and ROE of 38.38%. The company generates $0.2B in annual revenue with weak year-over-year growth of 1.10%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 51.1/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze MUM.DE's fundamental strength across five key dimensions:
Efficiency Score
ExcellentMUM.DE demonstrates superior asset utilization.
Valuation Score
ModerateMUM.DE shows balanced valuation metrics.
Growth Score
WeakMUM.DE faces weak or negative growth trends.
Financial Health Score
ExcellentMUM.DE maintains a strong and stable balance sheet.
Profitability Score
ModerateMUM.DE maintains healthy but balanced margins.
Key Financial Metrics
Is MUM.DE Expensive or Cheap?
P/E Ratio
MUM.DE trades at 17.38 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, MUM.DE's PEG of 2.84 indicates potential overvaluation.
Price to Book
The market values Mensch und Maschine Software SE at 7.03 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 8.59 times EBITDA. This is generally considered low.
How Well Does MUM.DE Make Money?
Net Profit Margin
For every $100 in sales, Mensch und Maschine Software SE keeps $13.33 as profit after all expenses.
Operating Margin
Core operations generate 20.58 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $38.38 in profit for every $100 of shareholder equity.
ROA
Mensch und Maschine Software SE generates $15.81 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Mensch und Maschine Software SE generates limited operating cash flow of $16.11M, signaling weaker underlying cash strength.
Free Cash Flow
Mensch und Maschine Software SE produces free cash flow of $13.89M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $0.84 in free cash annually.
FCF Yield
MUM.DE converts 2.52% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
17.38
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
2.84
vs 25 benchmark
P/B Ratio
Price to book value ratio
7.03
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.32
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.63
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.004
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.38
vs 25 benchmark
ROA
Return on assets percentage
0.16
vs 25 benchmark
ROCE
Return on capital employed
0.39
vs 25 benchmark
How MUM.DE Stacks Against Its Sector Peers
| Metric | MUM.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 17.38 | 33.33 | Better (Cheaper) |
| ROE | 38.38% | 1035.00% | Weak |
| Net Margin | 13.33% | -90736.00% (disorted) | Strong |
| Debt/Equity | 0.63 | 0.45 | Weak (High Leverage) |
| Current Ratio | 1.00 | 5.75 | Neutral |
| ROA | 15.81% | -291121.00% (disorted) | Strong |
MUM.DE outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Mensch und Maschine Software SE's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
31.80%
Industry Style: Growth, Innovation, High Beta
High GrowthEPS CAGR
81.94%
Industry Style: Growth, Innovation, High Beta
High GrowthFCF CAGR
135.27%
Industry Style: Growth, Innovation, High Beta
High Growth