Mapfre, S.A.
Mapfre, S.A. Fundamental Analysis
Mapfre, S.A. (MPFRY) shows moderate financial fundamentals with a PE ratio of 11.64, profit margin of 3.49%, and ROE of 11.83%. The company generates $15.8B in annual revenue with weak year-over-year growth of -4.76%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 29.4/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze MPFRY's fundamental strength across five key dimensions:
Efficiency Score
WeakMPFRY struggles to generate sufficient returns from assets.
Valuation Score
ModerateMPFRY shows balanced valuation metrics.
Growth Score
ModerateMPFRY shows steady but slowing expansion.
Financial Health Score
ModerateMPFRY shows balanced financial health with some risks.
Profitability Score
WeakMPFRY struggles to sustain strong margins.
Key Financial Metrics
Is MPFRY Expensive or Cheap?
P/E Ratio
MPFRY trades at 11.64 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, MPFRY's PEG of 4.67 indicates potential overvaluation.
Price to Book
The market values Mapfre, S.A. at 1.36 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does MPFRY Make Money?
Net Profit Margin
For every $100 in sales, Mapfre, S.A. keeps $3.49 as profit after all expenses.
Operating Margin
Core operations generate 75.55 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $11.83 in profit for every $100 of shareholder equity.
ROA
Mapfre, S.A. generates $1.88 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Mapfre, S.A. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Mapfre, S.A. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
MPFRY converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.64
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
4.67
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.36
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.20
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.35
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.66
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.12
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
1.33
vs 25 benchmark
How MPFRY Stacks Against Its Sector Peers
| Metric | MPFRY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.64 | 18.73 | Better (Cheaper) |
| ROE | 11.83% | 847.00% | Weak |
| Net Margin | 3.49% | 2562.00% | Weak |
| Debt/Equity | 0.35 | 0.93 | Strong (Low Leverage) |
| Current Ratio | 0.66 | 674.76 | Weak Liquidity |
| ROA | 1.88% | -21692.00% (disorted) | Weak |
MPFRY outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Mapfre, S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
13.06%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
0.77%
Industry Style: Value, Dividend, Cyclical
GrowingFCF CAGR
4169.35%
Industry Style: Value, Dividend, Cyclical
High Growth