The Motor & General Finance Limited
The Motor & General Finance Limited Fundamental Analysis
The Motor & General Finance Limited (MOTOGENFIN.NS) shows weak financial fundamentals with a PE ratio of 63.69, profit margin of 13.66%, and ROE of 1.73%. The company generates $0.1B in annual revenue with moderate year-over-year growth of 9.16%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 50.9/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze MOTOGENFIN.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakMOTOGENFIN.NS struggles to generate sufficient returns from assets.
Valuation Score
ModerateMOTOGENFIN.NS shows balanced valuation metrics.
Growth Score
ModerateMOTOGENFIN.NS shows steady but slowing expansion.
Financial Health Score
ExcellentMOTOGENFIN.NS maintains a strong and stable balance sheet.
Profitability Score
WeakMOTOGENFIN.NS struggles to sustain strong margins.
Key Financial Metrics
Is MOTOGENFIN.NS Expensive or Cheap?
P/E Ratio
MOTOGENFIN.NS trades at 63.69 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, MOTOGENFIN.NS's PEG of -4.97 indicates potential undervaluation.
Price to Book
The market values The Motor & General Finance Limited at 1.09 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 32.26 times EBITDA. This signals the market has high growth expectations.
How Well Does MOTOGENFIN.NS Make Money?
Net Profit Margin
For every $100 in sales, The Motor & General Finance Limited keeps $13.66 as profit after all expenses.
Operating Margin
Core operations generate 10.07 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.73 in profit for every $100 of shareholder equity.
ROA
The Motor & General Finance Limited generates $0.76 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
The Motor & General Finance Limited generates limited operating cash flow of $-5.89M, signaling weaker underlying cash strength.
Free Cash Flow
The Motor & General Finance Limited generates weak or negative free cash flow of $-5.89M, restricting financial flexibility.
FCF Per Share
Each share generates $-0.15 in free cash annually.
FCF Yield
MOTOGENFIN.NS converts -0.70% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
63.69
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-4.97
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.09
vs 25 benchmark
P/S Ratio
Price to sales ratio
8.70
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.005
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.02
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.02
vs 25 benchmark
ROA
Return on assets percentage
0.008
vs 25 benchmark
ROCE
Return on capital employed
0.008
vs 25 benchmark
How MOTOGENFIN.NS Stacks Against Its Sector Peers
| Metric | MOTOGENFIN.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 63.69 | 22.46 | Worse (Expensive) |
| ROE | 1.73% | 681.00% | Weak |
| Net Margin | 13.66% | -37308.00% (disorted) | Strong |
| Debt/Equity | 0.00 | -20.87 (disorted) | Distorted |
| Current Ratio | 2.02 | 1953.63 | Strong Liquidity |
| ROA | 0.76% | -1226.00% (disorted) | Weak |
MOTOGENFIN.NS outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews The Motor & General Finance Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
55.18%
Industry Style: Income, Inflation Hedge, REIT
High GrowthEPS CAGR
121.12%
Industry Style: Income, Inflation Hedge, REIT
High GrowthFCF CAGR
4145.99%
Industry Style: Income, Inflation Hedge, REIT
High Growth