AG Mortgage Investment Trust, Inc.
AG Mortgage Investment Trust, Inc. Fundamental Analysis
AG Mortgage Investment Trust, Inc. (MITT-PA) shows moderate financial fundamentals with a PE ratio of 5.26, profit margin of 16.60%, and ROE of 8.85%. The company generates $0.1B in annual revenue with weak year-over-year growth of -1.00%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -75.5/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze MITT-PA's fundamental strength across five key dimensions:
Efficiency Score
WeakMITT-PA struggles to generate sufficient returns from assets.
Valuation Score
ExcellentMITT-PA trades at attractive valuation levels.
Growth Score
WeakMITT-PA faces weak or negative growth trends.
Financial Health Score
WeakMITT-PA carries high financial risk with limited liquidity.
Profitability Score
ModerateMITT-PA maintains healthy but balanced margins.
Key Financial Metrics
Is MITT-PA Expensive or Cheap?
P/E Ratio
MITT-PA trades at 5.26 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, MITT-PA's PEG of -1.22 indicates potential undervaluation.
Price to Book
The market values AG Mortgage Investment Trust, Inc. at 0.46 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -52.01 times EBITDA. This is generally considered low.
How Well Does MITT-PA Make Money?
Net Profit Margin
For every $100 in sales, AG Mortgage Investment Trust, Inc. keeps $16.60 as profit after all expenses.
Operating Margin
Core operations generate 50.98 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.85 in profit for every $100 of shareholder equity.
ROA
AG Mortgage Investment Trust, Inc. generates $0.56 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
AG Mortgage Investment Trust, Inc. produces operating cash flow of $19.19M, showing steady but balanced cash generation.
Free Cash Flow
AG Mortgage Investment Trust, Inc. generates strong free cash flow of $19.19M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.82 in free cash annually.
FCF Yield
MITT-PA converts 21.78% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
5.26
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.22
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.46
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.89
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
14.45
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.09
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.006
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How MITT-PA Stacks Against Its Sector Peers
| Metric | MITT-PA Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 5.26 | 24.23 | Better (Cheaper) |
| ROE | 8.85% | 659.00% | Weak |
| Net Margin | 16.60% | 4497.00% | Weak |
| Debt/Equity | 14.45 | -22.14 (disorted) | Distorted |
| Current Ratio | 0.09 | 13.87 | Weak Liquidity |
| ROA | 0.56% | -1390.00% (disorted) | Weak |
MITT-PA outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews AG Mortgage Investment Trust, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
100.00%
Industry Style: Income, Inflation Hedge, REIT
High GrowthEPS CAGR
100.00%
Industry Style: Income, Inflation Hedge, REIT
High GrowthFCF CAGR
-100.00%
Industry Style: Income, Inflation Hedge, REIT
Declining